
Rachel Cruze is a personal finance author and speaker who focuses on budgeting, debt avoidance, saving, and everyday money habits. Known for Love Your Life, Not Theirs and Know Yourself, Know Your Money, she has helped popularize practical financial education through books, media appearances, and her work with Ramsey Solutions.
Rachel Cruze’s public career grew out of a family story already shaped by financial collapse and recovery. As the daughter of Dave Ramsey, she grew up watching her parents rebuild after bankruptcy and construct what became Ramsey Solutions, absorbing early lessons about giving, saving and staying out of debt. At the same time, her own account of herself is important to understanding her voice: she was not naturally the stereotypical budget enthusiast, but a more free-spirited spender who had to learn discipline firsthand. That tension became central to her credibility. After earning a Bachelor of Arts in communication from the University of Tennessee, marrying Winston Cruze and starting a family, she joined Ramsey Solutions in 2010. ((https://www.ramseysolutions.com/rachel-cruze))

Rachel Cruze
Uncover the psychology behind your money habits and learn practical steps to improve your financial decision-making and reach goals faster.

Rachel Cruze
Break free from comparison, achieve financial freedom, and live a life that aligns with your values.

Dave Ramsey & Rachel Cruze
Teach kids financial wisdom from basics to avoiding debt.

Rachel Cruze
Uncover the psychology behind your money habits and learn practical steps to improve your financial decision-making and reach goals faster.

Rachel Cruze
Break free from comparison, achieve financial freedom, and live a life that aligns with your values.

Dave Ramsey & Rachel Cruze
Teach kids financial wisdom from basics to avoiding debt.
"Rachel Cruze may be best known for her role as Dave Ramsey’s daughter, but she has become a star in her own right"
— Forbes
"Rachel Cruze, a Ramsey Personality and the daughter of Dave Ramsey, is a financial expert and best-selling personal finance author in her own right"
— AOL
"Personal finance expert and best-selling author Rachel Cruze joins us to dish out tips on managing money during the coronavirus crisis"
— FOX 32 Chicago
"While Rachel Cruze stands in the shadow of her famous father, she is a financial expert in her own right"
— Forbes
"Personal finance expert Rachel Cruze is a pro when it comes to budgeting"
— GOBankingRates
"Personal finance expert and nationally recognized speaker and author Rachel Cruze joined Dave Davis with some back-to-school budgeting ideas"
— News On 6
"Rachel Cruze is a personal finance expert and the author of Know Yourself, Know Your Money"
— GOBankingRates
"Financial expert and podcast host Rachel Cruze gives advice on how to save money amid record-high inflation"
— Fox Business
"Rachel Cruze, best-selling author and daughter of Dave Ramsey, joins Matt & Abby to spill money tips every couple needs to hear"
— Matt & Abby
샌프란시스코에서 컬럼비아 대학교 동문들이 만들었습니다
"Instead of endless scrolling, I just hit play on BeFreed. It saves me so much time."
"I never knew where to start with nonfiction—BeFreed’s book lists turned into podcasts gave me a clear path."
"Perfect balance between learning and entertainment. Finished ‘Thinking, Fast and Slow’ on my commute this week."
"Crazy how much I learned while walking the dog. BeFreed = small habits → big gains."
"Reading used to feel like a chore. Now it’s just part of my lifestyle."
"Feels effortless compared to reading. I’ve finished 6 books this month already."
"BeFreed turned my guilty doomscrolling into something that feels productive and inspiring."
"BeFreed turned my commute into learning time. 20-min podcasts are perfect for finishing books I never had time for."
"BeFreed replaced my podcast queue. Imagine Spotify for books — that’s it. 🙌"
"It is great for me to learn something from the book without reading it."
"The themed book list podcasts help me connect ideas across authors—like a guided audio journey."
"Makes me feel smarter every time before going to work"
샌프란시스코에서 컬럼비아 대학교 동문들이 만들었습니다
