Dave Ramsey author photo
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Dave Ramsey

Geboren: September 3, 1960 – Antioch, Tennessee, USA

Dave Ramsey is an American personal finance educator, radio host, and bestselling author known for teaching debt-free money management principles. His notable works include The Total Money Makeover and Financial Peace, which have sold millions of copies. Through his syndicated radio program and Financial Peace University courses, he has guided over 10 million people toward financial stability using biblically-inspired strategies.

Biografie & Werdegang des Autors

Dave Ramsey, born David Lawrence Ramsey III in Antioch, Tennessee, on September 3, 1960, emerged as one of America’s most influential personal finance experts. Raised in a middle-class household by parents involved in the real estate industry, Ramsey developed an early interest in business and money management. He earned a bachelor’s degree in Finance and Real Estate from the University of Tennessee, launching his own real estate ventures even as a student. By his mid-twenties, Ramsey had already amassed a multi-million dollar real estate portfolio, but the collapse of his primary lending institution and a cascade of promissory notes forced Ramsey to declare bankruptcy at age 28—a dramatic turning point that would fundamentally reshape his trajectory.

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Zitate

quote
Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn't the problem; doing it is
-The Total Money Makeover
quote
We buy things we don't need with money we don't have to impress people we don't like
-The Total Money Makeover
quote
If you will live like no one else, later you can live like no one else
-The Total Money Makeover
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Pray like it all depends on God, but work like it all depends on you
-The Total Money Makeover
quote
A budget is telling your money where to go instead of wondering where it went
-The Total Money Makeover
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You must gain control over your money or the lack of it will forever control you
-The Total Money Makeover
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Act your wage
-The Total Money Makeover
quote
Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change
-The Total Money Makeover
quote
For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down
-The Total Money Makeover
quote
A little bit of controlled pain when you’re six will change your life when you’re thirty-six
-The Total Money Makeover

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Stimmen der Community

"Dave Ramsey’s books have become essential guides for millions seeking financial independence"

The New York Times

"Ramsey’s popular radio show and best-selling books have made him a leading voice in personal finance"

Google Play Books

"Ramsey’s Total Money Makeover plan is widely praised for its actionable steps to eliminate debt"

ThriftBooks

"Ramsey’s advice is straightforward: get out of debt, live below your means, and save for the future"

Parade

"Ramsey’s approach emphasizes personal responsibility and practical steps to achieve financial peace"

Parade

"Dave Ramsey’s books have helped countless families transform their financial lives through discipline and planning"

Book Cave

"Dave Ramsey’s straightforward, Bible-based financial advice resonates strongly with a wide American audience"

Wikipedia

"Dave Ramsey’s rise from bankruptcy to financial expert has inspired many to take control of their money"

Funding Cloud Nine

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