What is *Money Men* by Dan McCrum about?

*Money Men* exposes the rise and fall of Wirecard, a German fintech giant that perpetrated a $30 billion fraud through fake bank accounts, money laundering, and fabricated financial records. Investigative journalist Dan McCrum unravels this complex scheme, detailing Wirecard’s shady dealings, aggressive cover-ups, and the threats faced by those who challenged its legitimacy. The book blends corporate true crime with McCrum’s firsthand account of pursuing the story.

Who should read *Money Men*?

This book is ideal for fans of financial true crime (*Bad Blood*, *Empire of Pain*), professionals in finance or journalism, and anyone interested in corporate corruption. It offers insights into investigative reporting, regulatory failures, and the mechanics of large-scale financial fraud.

Is *Money Men* worth reading?

Yes. Awarded for its gripping narrative and compared to leading financial exposés, *Money Men* is praised for its meticulous research and pace. It won accolades from the London Press Club and Society of Editors, cementing McCrum’s reputation as a top investigative journalist.

How does Dan McCrum uncover the Wirecard scandal in *Money Men*?

McCrum combines anonymous insider interviews, forensic financial analysis, and leaked documents to piece together Wirecard’s fraud. His reporting faces legal threats, surveillance, and smear campaigns orchestrated by the company, yet he persists for years to reveal the truth.

What are the key financial crimes detailed in *Money Men*?

The book outlines fake revenue schemes, offshore money laundering, and forged balance sheets. Wirecard claimed €1.9 billion in nonexistent accounts, manipulated acquisitions to hide losses, and partnered with high-risk industries like online gambling and adult entertainment.

Who are the main figures in the Wirecard scandal according to *Money Men*?

CEO Markus Braun (charged with fraud) and COO Jan Marsalek (a fugitive) orchestrated the fraud. Marsalek, depicted as eccentric and paranoid, kept a MAGA hat in his office and hired individuals indicted for financial crimes.

How does *Money Men* critique regulatory failures during the Wirecard scandal?

German regulators dismissed allegations for years, prioritizing Wirecard’s status as a national tech champion over accountability. Authorities even prosecuted short-sellers and journalists instead of investigating the company.

How does *Money Men* compare to *Bad Blood* and *Empire of Pain*?

Like these exposés, *Money Men* reveals corporate hubris and systemic fraud. However, it uniquely highlights the role of complicit regulators and the global financial system’s vulnerabilities.

Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard

Горячий стартап, мошенничество на миллиард долларов, борьба за истину

Дэн Маккрам

4.04(2789 Reviews)

Обзор книги Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard

Взрывное разоблачение журналиста Financial Times о компании Wirecard — технологическом любимце стоимостью 30 миллиардов долларов, совершившем самое дерзкое корпоративное мошенничество в истории. Брэдли Хоуп назвал это «финансовым расследованием десятилетия», раскрывающим, как фальшивые миллиарды, тактика запугивания и провалы регуляторов способствовали ошеломляющему краху преступной империи.

Выберите способ повествования

Одна книга. Множество способов её услышать.

Те же идеи из Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard. Выберите подходящие вам голос, глубину и темп. Меняйте в любое время.

Глава 1

The Financial Fraud That Shook Europe's Tech Darling

When the Financial Times' Dan McCrum first began investigating Wirecard in 2014, few could have predicted the German payments processor would become Europe's greatest corporate scandal since Enron. Valued at 24 billion at its peak and a member of Germany's prestigious DAX 30 index, Wirecard represented the country's rare tech success story. Celebrities and politicians alike praised CEO Markus Braun, often compared to Steve Jobs with his signature black turtleneck. Yet beneath the sleek facade lurked a massive fraud orchestrated by executives who fabricated billions in revenue and manipulated auditors for years. "Money Men" chronicles McCrum's five-year investigation that ultimately exposed how a small pornography payment processor transformed into Germany's financial crown jewel through elaborate deception, intimidation, and criminal connections.

Глава 2

From Porn Payments to Financial Powerhouse

In December 2003, Denis Wagner arrived for a job interview at Wirecard's modern office building near Munich airport. Despite openly admitting he knew nothing about payment processing, Wagner was called back to meet company owner Paul Bauer-Schlichtegroll - a tanned, trendy man obsessed with money who offered Wagner a generous salary without discussing qualifications. When Wagner finally joined in January 2004, he encountered a bizarre workplace: women dressed for stage performances rather than office work, and colleagues casually discussing hardcore pornography during business calls. Bauer's journey into online payments began serendipitously when he met a photographer for Larry Flynt on a Munich-Berlin flight in 1997. After briefly publishing a German Hustler edition, Bauer pivoted to online payments, founding Electronic Billing Systems with rudimentary software for processing adult content payments. When rival payment processor Wirecard collapsed in 2001, Bauer acquired its assets for just 500,000, shifting from chasing blue-chip clients to servicing adult websites. Wagner considered quitting but stayed to work on Click2Pay, an online wallet product, alongside Jan Marsalek - a 24-year-old Viennese tech prodigy who managed twenty people despite claiming to have never finished high school. Marsalek impressed with his intelligence but showed signs of recklessness, like habitually riding public transit without paying. When a key London client who ran online casinos visited, Marsalek orchestrated an extravagant night of fine dining and VIP clubs, boasting about his admiration for Red Bull founder Dietrich Mateschitz, particularly how he built a billion-dollar empire on "nothing but air." Click2Pay solved a critical problem for online gambling operators: many banks blocked transactions coded as gambling, but Click2Pay offered a workaround where gamblers transferred money to an innocent-looking e-wallet first. Wagner grew uncomfortable with the millions flowing through this system, but Marsalek dismissed his concerns. Meanwhile, Bauer executed a reverse takeover of InfoGenie, a nearly defunct but publicly listed call center operator, allowing Wirecard to go public without the scrutiny of a traditional IPO. Another key player was Oliver Bellenhaus, Bauer's "card whisperer" - a pale, baby-faced banking technology specialist who cultivated relationships with financial institutions worldwide. Rarely seen in the office, Bellenhaus collected prepaid cards obsessively and displayed moral flexibility, enthusiastically helping onboard webcam sites. By 2005, Wagner's time at Wirecard ended after tensions with Bellenhaus boiled over, resulting in an unfair dismissal case that Wagner won.

Следите за каждым словом во время прослушивания

Читайте вместе с аудио: каждое слово из Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard подсвечивается в реальном времени.

Глава 3

The Gambling Workaround and Legal Troubles

By 2006, Wirecard celebrated joining the TecDAX index with CEO Markus Braun delivering a stilted speech about "going the extra mile." The company had grown significantly, with sales rising from 40 million in 2004 to 49 million in 2005. At the celebration, Braun boldly claimed Wirecard would one day join the DAX 30, prompting stifled laughter from employees who knew their company was barely recognized by the general public. That September, the US passed the Unlawful Internet Gambling Enforcement Act, making online betting illegal. While some companies retreated, Wirecard saw opportunity. In 2007, they acquired G2Pay, a payment processor specializing in poker payments, and implemented questionable accounting practices. When Wirecard's 2008 AGM revealed questions about Gibraltar profits and BVI operations, the share price crashed 42%. Braun blamed "short sellers" and targeted two critics: newsletter writer Tobias Bosler and SdK's deputy chairman Markus Straub. The confrontation escalated when Turkish boxers physically threatened Bosler, punching walls and warning "In Turkey, people die." Wirecard's lawyer prompted police raids on the critics, and years later, Bosler and Straub were convicted on technicalities unrelated to their Wirecard concerns - conveniently discrediting their questions about the company's accounts. By 2009, Wirecard experienced a leadership exodus. COO Rudiger Trautmann departed after expressing concerns about signing off on financial accounts. Paul Bauer stormed out of a board meeting, rejecting Wirecard's impossible growth projections. With both men gone, Braun promoted 29-year-old Jan Marsalek to COO, despite his lack of experience and industry connections. Desperate to replace lost business, Marsalek embraced a partnership with Jesse Willms, a 21-year-old Canadian fraudster who ran subscription scams offering "risk-free" trials of acai berry supplements that trapped consumers with hidden recurring charges. Despite warnings that the deal was suspicious, Marsalek was enamored with the jet-setting Willms and the promised 120 million monthly processing volume. When Visa began aggressively shutting down merchant accounts with high chargebacks, Marsalek tried spreading transactions across multiple IDs and creating fake transactions to mask the complaint ratio. By December 2009, while Wirecard celebrated at its Christmas party with announcements of Marsalek's promotion and a Singapore acquisition, the company faced mounting crises. Marsalek sent Simon Smaul to Israel to investigate problems with ICC-Cal, where a temporary employee had stolen millions from Wirecard's trustee accounts. When Marsalek and CFO Burkhard Ley arrived to negotiate, they discovered ICC-Cal was losing its license to process international credit card payments due to Visa's crackdown on miscoding.

Глава 4

The Asian Expansion and Phantom Profits

At the turn of the decade, Wirecard focused on Asia. Martin Osterloh, a German salesman specializing in gambling, visited the company's cramped Manila office before it relocated to Singapore. Inside a chaotic building that housed multiple businesses including a live casino, about 20 locals worked elbow-to-elbow in a small room with a makeshift mezzanine. At the Asian Internet Gaming conference, the cost-conscious Wirecard team tried sharing a single $500 admission badge among multiple staff, passing it over the fence until caught. While negotiating for more badges, they discovered a dozen people in Wirecard Asia polo shirts raiding the buffet, including a middle-aged European whose business card read "PayEasy Solutions." This German expat claimed to be partnering with Wirecard but remained vague about the details. Back in Munich in early 2010, Osterloh noticed all his new high-risk clients were being blocked by compliance. Visa had sent investigators to examine Wirecard's processes, and staff were instructed to ensure the stock market remained unaware of Visa's blockade. In March 2010, Wirecard shares crashed when news leaked about a Secret Service investigation into Michael Schutt, who had paid out over $70 million from Wirecard Bank accounts to US gamblers. In Dublin, G2Pay was barely surviving. Simon Smaul struggled to keep his staff paid while Wirecard demanded cost cuts. Marsalek proposed that Smaul establish an independent company to handle high-risk payments Wirecard couldn't process, sending "license fees" back to Wirecard. As Sunsont launched in July 2010, Marsalek visited monthly, obsessing over recapturing poker business from competitor Inatec. Most client introductions were dubious merchants - acai berry sellers, pyramid schemes, and questionable forex traders. Marsalek's judgment grew increasingly erratic. After the 2011 "Black Friday" US poker industry crackdown, he suggested hiring Nelson Burtnick - a man under federal indictment. By 2012, Sunsont was struggling with Wirecard's referrals following a predictable pattern: get-rich-quick schemes generating brief processing volume before collapsing under chargebacks. When Marsalek proposed processing for Japanese websites "blind" - without knowing what they actually sold - Smaul finally drew the line.

Получите больше от Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard

Получайте новые идеи каждый день из более чем 100 000 уроков
Слова подсвечиваются синхронно с аудио
Ваша библиотека сохранена на всех устройствах

Глава 5

The First Signs of Fraud

In September 2014, hedge fund manager Leo Perry handed Financial Times journalist Dan McCrum densely typed notes explaining why Wirecard's financials were too good to be true, with evidence scattered across Asia. McCrum traveled to Bahrain to investigate Ashazi Services, a company supposedly paying Wirecard 4 million annually in software license fees. After days tracking Ashazi through Manama's chaotic streets, McCrum found only empty rooms and dead ends. When he finally reached founder Nasreen Sururi, a local actress and TV presenter, she claimed to remember nothing about the multi-million euro contract with Wirecard. Her business partner Christopher Bauer similarly denied knowledge of the contract details. After persistent requests, McCrum secured a December call with CEO Markus Braun, who launched into a fifteen-minute business-jargon monologue about Wirecard's success as "an internet company with a bank as a daughter." When pressed about suspicious Asian acquisitions, Braun became defensive, dismissing concerns as "all bullshit" and suggesting McCrum was listening to jealous competitors. He oddly mentioned they'd done "background checks" on McCrum before casually claiming Ashazi had paid its bills, despite overwhelming evidence of its phantom nature. When McCrum summarized the hallmarks of fraud he'd observed - reverse takeover listing, long-term unchanging management, opaque origins, unusual acquisitions, accounting anomalies - Braun laughed, suggesting these were actually "success factors" showing management continuity. Their conversation ended with Braun's bizarre hope: "I would very much like to win you as a fan of Wirecard." In July 2015, Jan Marsalek secretly flew to Chennai to meet his key business partner Henry O'Sullivan - an extravagant Englishman known for flaunting wealth in Monaco with yachts and stacks of cash. Together, they orchestrated Wirecard's largest acquisition: buying Hermes i-Tickets, a chain of "Smart Shops" that helped Indians book travel tickets. Their scheme involved O'Sullivan purchasing Hermes for 36 million through a Mauritius investment vehicle called "Emerging Markets Investment Fund 1A" with Indian frontmen, then flipping it to Wirecard at a massive markup of 326 million. Despite planning to spend hundreds of millions, none of them had actually seen a Smart Shop until a German tourism expert insisted they check. They found simple operations - men with ancient laptops offering money transfers and bus ticket printing. Undeterred, they celebrated with vintage champagne. The deal closed on October 27th with Wirecard announcing a 340 million purchase.

Глава 6

The Whistleblowers and Short Sellers

In late 2015, mathematician-turned-financial analyst Matt Earl, hedge fund manager "Roddy," and former social worker Fraser Perring formed an unlikely alliance to investigate Wirecard. Their investigation became obsessive, with late-night Skype sessions and weekend brainstorming. They uncovered connections to Simon Dowson's paperwork factory in Consett, which had used the same British Virgin Island entity as corporate secretary for 738 different companies. They also developed a theory that Wirecard facilitated suspect payments for online gambling in the US. Their 300-page dossier grew increasingly comprehensive, with Roddy insisting on detailed footnotes while removing Perring's wilder speculations. As publication approached, Perring claimed to be advising mysterious "Wise Men" investors and handling legal review through a Harvard professor. On December 1, 2015, Bavarian police quietly raided Wirecard's Aschheim office, taking digital archives of emails from Jan Marsalek, Rudiger Trautmann, and other key employees dating back to 2007. The investigation stemmed from a criminal money laundering probe by Federal prosecutors in New York's Eastern District, who had found evidence of over 1,000 instances of "transaction laundering" - resubmitting declined gambling payments with different codes to bypass US banking restrictions. Prosecutors alleged Wirecard processed $1.5 billion in illegal transactions between 2007 and 2010. When the Zatarra Report was published in February 2016, it accused Wirecard of money laundering and fraud, declaring their shares worthless. The market reaction was immediate - Wirecard's stock crashed, wiping over 1 billion off its value. Wirecard's lawyers threatened litigation, claiming the FT was complicit in market manipulation. Meanwhile, Wirecard COO Jan Marsalek called an FT reporter claiming Ingenico was about to acquire Wirecard at nearly double the current share price - information that would have crushed short sellers if published. When checked with Ingenico, they emphatically denied any discussions.

Следите за каждым словом во время прослушивания

Глава 7

The Counterattack and Surveillance

Jan Marsalek's response to the Zatarra Report was multifaceted and aggressive. He established a luxurious operational base at P61, an elegant villa on Munich's grand Prinzregentenstrasse, ostensibly as European headquarters for travel business Goomo at 680,000 annual rent. This private space allowed him to blend his Wirecard responsibilities with personal ventures, including Libyan payment card and cement plant investments. By March 8th, Marsalek had engaged Vienna security specialists who offered sophisticated surveillance options: 4G IMSI Catchers to track mobile phones, backpack hacking kits, and a "conspiratorial car" for UK operations. Simultaneously, Markus Braun hired corporate intelligence firm Kroll to investigate the FT's Dan McCrum, Zatarra, and suspected short-sellers. The counterattack included fake emails purporting to be from remorseful Zatarra employees, merger talks with Ingenico (codenamed "Project Elysium"), attempts to recruit American short-seller Carson Block to support Wirecard, and leveraging connections with porn baron Hamid "Ray" Akhavan, who offered introductions to ex-CIA officers and Mastercard compliance officials. By November 2016, the pressure was taking its toll on everyone involved. Dan McCrum discovered an email containing photographs of his private communications with sources - evidence someone had been hacked. The email threatened to expose his alleged "criminal dealings" with hedge funds. Meanwhile, Matt Earl was horrified when the "Zatarra RIP" email circulated through trading floors, damaging his reputation. His paranoia intensified when he spotted a black Mercedes coupe with large men watching his house. Increasingly terrified, Earl kept a baseball bat by his bed, couldn't sleep or eat properly, and constantly felt watched. His fears were justified when two large men suddenly appeared at his door - Ben Hamilton from Kroll and an associate, delivering a threatening legal letter from Wirecard's lawyers. In subsequent weeks, Earl lost weight, avoided going out, and discovered his home alarm line had been mysteriously cut. He endured relentless online attacks - phishing attempts, fake subscriptions, and emails containing personal information about his family.

Глава 8

The Singapore Connection and Lavish Lifestyle

Singapore's gleaming financial district provided the perfect backdrop for Henry O'Sullivan's extravagant lifestyle. At the Marina Bay Sands' exclusive Spago restaurant, O'Sullivan hosted lavish dinners featuring black truffles, thick steaks, and premium wines like Opus One. When asked if they were celebrating something special during one particularly opulent Tuesday evening feast attended by Wolfgang Puck himself, Jan Marsalek simply laughed: "Because it's Tuesday." O'Sullivan lived ostentatiously in Singapore with hammerhead sharks in his home aquarium, a white Rolls-Royce despite Singapore's punitive car duties, and frequent private jet travel. His office at Senjo on the fifty-sixth floor of One Raffles Place featured designer furnishings and spectacular bay views. He maintained similarly lavish offices for Goomo and Epsilon Investments, the latter controlled by the woman whose name appeared as the largest investor in the Mauritius fund 1A. R. Shanmugaratnam ("Shan"), a trusted associate who managed official filings, was a frequent presence in O'Sullivan's business web. He incorporated companies and supplied directors for ventures serving O'Sullivan and Marsalek's interests. The bromance between Marsalek and O'Sullivan involved continuous mutual back-scratching. They both grew bushy beards, claimed stakes in Libyan cement factories, and supported each other financially - Goomo funded Marsalek's Munich villa while Marsalek arranged a 7 million credit line for O'Sullivan at Wirecard Bank. However, trouble emerged in May 2016 when an Ernst & Young employee whistleblew to headquarters, alleging Wirecard senior management held stakes in the 1A fund - essentially profiting by selling assets to their own company. The whistleblower also claimed someone at Hermes in Chennai attempted to bribe EY to approve manipulated sales figures. This prompted EY to assign their fraud team (codenamed "Project Ring") to investigate. Marsalek's only hope lay with Edo Kurniawan, a thirty-year-old Indonesian bookkeeper eager to please and solve problems. When EY's fraud specialists began demanding documents in early 2017, Kurniawan used his frantic travel schedule as an excuse for delays. As the audit deadline approached, Kurniawan worked around the clock, barely pausing for his son's birth. Despite his efforts, EY continued demanding documentation about suspicious transactions. Ultimately, EY accepted statements from senior executives promising payment, taking them at their word.

Получите больше от Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard

Получайте новые идеи каждый день из более чем 100 000 уроков
Слова подсвечиваются синхронно с аудио
Ваша библиотека сохранена на всех устройствах

Глава 9

The Reluctant Whistleblower Emerges

Pav Gill was shaped by his mother's determination. Born to Sikh immigrants in Singapore, his mother left her alcoholic husband and raised him alone while working as a banker. She prioritized his education through Singapore's best schools and elite law college, instilling in him her hardworking spirit. Gill built a successful career as a financial services expert at prestigious law firms before being headhunted as Wirecard's first legal counsel for Asia Pacific. Initially impressed by the company, Gill soon discovered troubling practices when a whistleblower revealed that finance head Edo Kurniawan was teaching staff how to "round trip" money to deceive regulators and cover up problems in India. With fellow lawyer Royston Ng, Gill quietly investigated and reported findings to Munich, leading to "Project Tiger" investigation. Despite damning evidence of fraud, Wirecard executives, including Jan Marsalek, protected Kurniawan. Gill was forced to resign but took copies of evidence as insurance. Unemployed and suspecting he was being followed, Gill's mother eventually contacted journalists to expose Wirecard's corruption. The Furama City Centre hotel in Singapore's Chinatown was where Gill first met with FT journalist Dan McCrum. Nervous but determined, Gill spent ten hours detailing Wirecard's inner workings, drawing org charts and transaction diagrams. Eventually, Gill handed over a massive data dump - Edo Kurniawan's entire email archive from 2014-2018, revealing contracts without customers and forged invoices. McCrum spent six weeks analyzing the documents, printing evidence on a secure printer while tracking Jan Marsalek's shadowy involvement. With time running short due to Gill's mother's illness, McCrum sent document packets to regulators and business partners worldwide, but faced a setback when the FT's legal team blocked publication due to injunction risks, frustrating both Gill and his ailing mother.

Глава 10

The Beginning of the End

By January 2019, McCrum had spent two months working in isolation within a secure area of the Financial Times newsroom, using an air-gapped computer and locking materials in a safe each night. When the FT finally published their investigation, Wirecard's stock immediately dropped by a quarter, wiping 5 billion off its market capitalization. Wirecard responded aggressively, calling the article "false, inaccurate, misleading and defamatory." Twitter bots attacked McCrum personally. Commerzbank analyst Heike Pauls released research calling the story "fake news" and suggesting McCrum was a "serial offender" participating in market manipulation. Even BaFin, the German regulator, announced it was investigating whether the share price crash involved market manipulation - targeting the journalists rather than Wirecard. The FT published more details about the law firm's investigation into Edo Kurniawan, sending Wirecard's stock below 100 and wiping 8 billion off its market value. Braun and new CFO von Knoop held a damage control conference call, claiming only 13 million of "problematic contracts" and "perfect compliance." Singapore authorities raided Wirecard's offices, carting away evidence including Kurniawan's locked desk drawers. Despite Wirecard's attempts to frame this as a "prearranged chat," their share price crashed to 86. German media seemed content to portray this as merely a fight between Wirecard and the FT rather than investigating the substance of the reporting. German prosecutors saw "insufficient evidence" while BaFin ultimately protected Wirecard with a two-month ban on short selling, citing the company's "importance for the economy." McCrum found himself under criminal investigation for market manipulation based on a "specific criminal complaint from an investor."

Следите за каждым словом во время прослушивания

Глава 11

The Final Collapse

Ernst & Young demanded proof that Wirecard could access its supposed 1.9 billion by requesting four transfers totaling 440 million from the Philippine accounts to Germany. While Marsalek calmly assured everyone the money was coming, EY executives contacted the Philippine banks directly. BPI responded that the documents were "spurious," followed by BDO confirming the accounts weren't real and signatures were forged. As panic spread through Wirecard headquarters, Braun maintained it was "a big misunderstanding," even as the company missed its results announcement deadline. James Freis, who had just been hired as compliance officer, was suddenly called in during the crisis and quickly determined the money had never existed. The supervisory board finally suspended Marsalek, who strolled around whistling before leaving, claiming he would go to Manila to "kick ass" and find the money. Braun recorded a video claiming Wirecard was the "aggrieved party in a case of fraud," but was forced to resign the next day. By Monday, June 22, Wirecard admitted the 1.9 billion didn't exist, Marsalek disappeared, and Braun was arrested on suspicion of false accounting and market manipulation. Three days later, Wirecard filed for insolvency. When Wirecard finally collapsed, McCrum celebrated like he'd "scored the winning goal in an FA Cup Final," telling his confused children "the bad guys are going to jail." Jan Marsalek fled to Belarus on a private jet arranged by a far-right politician, leaving behind his girlfriend and significant assets. Thousands of Wirecard employees lost their jobs, shocked to learn the core business was real but unprofitable. The financial damage was enormous - Wirecard failed with 3.5 billion in debt, with Commerzbank alone writing off 175 million. BaFin's leadership resigned amid scandal, and EY faced massive litigation over its failed audits. After testifying to the German parliamentary inquiry, McCrum advocated for whistleblower protection and corporate transparency. Meanwhile, key Wirecard figures faced various fates: Christopher Bauer reportedly died suddenly in Manila; Markus Braun was arrested but maintained his innocence; Oliver Bellenhaus surrendered and cooperated with prosecutors; and Martin Weiss was arrested in Austria for allegedly helping Marsalek flee. "Money Men" stands as a testament to the power of investigative journalism and the courage of whistleblowers who risk everything to expose corruption. It reveals how a company built on deception managed to fool regulators, investors, and auditors for years, and how a determined journalist withstood intimidation, surveillance, and legal threats to ultimately bring down one of Europe's most celebrated corporate frauds.

★★★★★

Вы дочитали Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard до конца

Любимо более чем 1 млн учащихся

“Прошло 23 дня, и я пользуюсь приложением каждый день. Теперь оно стало частью моей повседневной жизни.”

jayallen

Ключевые темы в Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard

corporate fraud investigation
payment processing scandals
accounting manipulation
short seller intimidation
financial regulatory failure

Цитаты из Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard

Wirecard saw opportunity.
In Turkey, people die.
nothing but air.

Персонажи в Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard

Dan McCrumFinancial Times journalist who exposed the fraud
Markus BraunCEO of Wirecard who oversaw its massive growth
Jan MarsalekYoung COO and tech prodigy with reckless habits
Paul Bauer-SchlichtegrollOwner who pivoted the firm to online payments
Oliver BellenhausBanking tech specialist known as the card whisperer

Об авторе

Дэн Маккрам — отмеченный наградами журналист-расследователь газеты Financial Times и автор книги Money Men: A Hot Startup, A Billion Dollar Fraud, A Fight for the Truth. Он специализируется на разоблачении корпоративных махинаций с помощью неустанной финансовой журналистики.

Книга представляет собой захватывающее повествование в жанре тру-крайм о крупнейшем в послевоенной Европе мошенничестве с бухгалтерской отчетностью, основанное на шестилетнем расследовании Маккрама скандала вокруг компании Wirecard на сумму 2 миллиарда долларов. Эта работа принесла ему звание «Журналист года» на церемонии British Journalism Awards в 2020 году.

Выпускник экономического факультета Даремского университета и бывший аналитик по акциям Citigroup, Маккрам подготовил ряд крупных финансовых разоблачений с момента прихода в FT в 2007 году, включая освещение финансовой пирамиды Мэдоффа. Его методы репортажа, представленные в документальном фильме Netflix Skandal! Bringing Down Wirecard, стали примерами для изучения современных методов расследования, несмотря на юридические угрозы и слежку, с которыми он столкнулся во время дела Wirecard.

Работа Маккрама продолжает влиять на глобальные дискуссии о финансовом регулировании, сохраняя при этом статус рекомендации «Книга недели» по версии MoneyWeek.

Скачать резюме книги «Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard»

Получите резюме книги «Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard» в формате PDF или EPUB бесплатно. Распечатайте или читайте офлайн в любое время.

Пользователям также понравилось

Spider Network

David Enrich

Easy Money

Ben McKenzie & Jacob Silverman

Moneyland

Oliver Bullough

Cloudmoney

Brett Scott

Fooling some of the people all of the time

David Einhorn

Antisocial Network

Ben Mezrich

Billion Dollar Whale

Tom Wright

Hit men

Fredric Dannen

Часто задаваемые вопросы об этой книге

Узнать больше

ПЛАН ОБУЧЕНИЯ

The World's Most Audacious Heists

This plan offers a deep dive into the intersection of high-stakes crime, security engineering, and criminal psychology. It is ideal for true crime enthusiasts, security professionals, and art historians looking to understand the mechanics of the world's most sophisticated thefts.

1 h 30 m•3 Разделы

ПЛАН ОБУЧЕНИЯ

Billionaires, Bots, and the Ballot

In an era where tech giants and high-net-worth individuals wield unprecedented power, understanding the mechanics of modern democracy is essential. This plan is ideal for political analysts, tech policy advocates, and concerned citizens looking to navigate the intersection of private capital and state machinery.

1 h 30 m•3 Разделы

ПЛАН ОБУЧЕНИЯ

Money, Power, and Human Weirdness

This plan is essential for ambitious individuals who want to master the hidden forces of psychology and strategy that govern success. It is designed for those looking to build lasting wealth while navigating complex social hierarchies and global trends with clarity.

1 h 36 m•4 Разделы

ПЛАН ОБУЧЕНИЯ

The Machinery of Global Crashes

Understanding the structural vulnerabilities of the global economy is essential for navigating today's volatile financial landscape. This plan is ideal for investors, policy enthusiasts, and professionals seeking to grasp how interconnected market forces and government levers precipitate large-scale crashes.

1 h 36 m•4 Разделы

ПЛАН ОБУЧЕНИЯ

Money scripts and behavioral finance

This learning plan is essential for anyone who finds themselves repeating poor financial patterns despite knowing better. It bridges the gap between financial knowledge and actual behavior, making it ideal for investors, spenders, and professionals seeking to master their money mindset.

4 h 46 m•4 Разделы

ПЛАН ОБУЧЕНИЯ

Master my mindset for financial freedom

Financial success isn't just about knowing what to do with money—it's about rewiring how your brain thinks about wealth. This learning plan is ideal for anyone who feels stuck in their financial situation despite having knowledge, those who struggle with money habits and self-discipline, or aspiring entrepreneurs ready to break free from limiting beliefs and build lasting wealth.

4 h 41 m•4 Разделы

ПЛАН ОБУЧЕНИЯ

Improve money mindset

Your relationship with money is shaped by deep-seated beliefs formed throughout your life, and these unconscious patterns often sabotage your financial success. This learning plan is ideal for anyone who feels stuck in their financial growth, struggles with money anxiety, or wants to break free from cycles of scarcity thinking to build lasting wealth and confidence.

4 h 19 m•4 Разделы

ПЛАН ОБУЧЕНИЯ

The Science of Financial Abundance

This plan is essential for individuals who feel stuck despite their efforts, as it bridges the gap between psychological rewiring and practical financial execution. It is ideal for professionals and entrepreneurs looking to remove mental barriers and apply a scientific approach to achieving wealth.

2 h 15 m•4 Разделы

Создано выпускниками Колумбийского университета в Сан-Франциско

LOVED BY

1,000,000+ curious minds.

4.7

avg rating

1M+ learners

"Instead of endless scrolling, I just hit play on BeFreed. It saves me so much time."

@Moemenn

"I never knew where to start with nonfiction—BeFreed’s book lists turned into podcasts gave me a clear path."

@Chloe, Solo founder, LA

117

"Perfect balance between learning and entertainment. Finished ‘Thinking, Fast and Slow’ on my commute this week."

@Raaaaaachelw

"Crazy how much I learned while walking the dog. BeFreed = small habits → big gains."

@Matt, YC alum

108

"Reading used to feel like a chore. Now it’s just part of my lifestyle."

@Erin, Investment Banking Associate , NYC

254

"Feels effortless compared to reading. I’ve finished 6 books this month already."

@djmikemoore

"BeFreed turned my guilty doomscrolling into something that feels productive and inspiring."

@Pitiful

4.5K

"BeFreed turned my commute into learning time. 20-min podcasts are perfect for finishing books I never had time for."

@SofiaP

"BeFreed replaced my podcast queue. Imagine Spotify for books — that’s it. 🙌"

@Jaded_Falcon

201

"It is great for me to learn something from the book without reading it."

@OojasSalunke

"The themed book list podcasts help me connect ideas across authors—like a guided audio journey."

@Leo, Law Student, UPenn

483

"Makes me feel smarter every time before going to work"

@Cashflowbubu

Узнайте больше о том, как обсуждают BeFreed в интернете

Создано выпускниками Колумбийского университета в Сан-Франциско

LOVED BY

1,000,000+ curious minds.

4.7

avg rating

1M+ learners

"Instead of endless scrolling, I just hit play on BeFreed. It saves me so much time."

@Moemenn

"I never knew where to start with nonfiction—BeFreed’s book lists turned into podcasts gave me a clear path."

@Chloe, Solo founder, LA

117

"Perfect balance between learning and entertainment. Finished ‘Thinking, Fast and Slow’ on my commute this week."

@Raaaaaachelw

"Crazy how much I learned while walking the dog. BeFreed = small habits → big gains."

@Matt, YC alum

108

"Reading used to feel like a chore. Now it’s just part of my lifestyle."

@Erin, Investment Banking Associate , NYC

254

"Feels effortless compared to reading. I’ve finished 6 books this month already."

@djmikemoore

"BeFreed turned my guilty doomscrolling into something that feels productive and inspiring."

@Pitiful

4.5K

"BeFreed turned my commute into learning time. 20-min podcasts are perfect for finishing books I never had time for."

@SofiaP

"BeFreed replaced my podcast queue. Imagine Spotify for books — that’s it. 🙌"

@Jaded_Falcon

201

"It is great for me to learn something from the book without reading it."

@OojasSalunke

"The themed book list podcasts help me connect ideas across authors—like a guided audio journey."

@Leo, Law Student, UPenn

483

"Makes me feel smarter every time before going to work"

@Cashflowbubu

"Instead of endless scrolling, I just hit play on BeFreed. It saves me so much time."

@Moemenn

"I never knew where to start with nonfiction—BeFreed’s book lists turned into podcasts gave me a clear path."

@Chloe, Solo founder, LA

117

"Perfect balance between learning and entertainment. Finished ‘Thinking, Fast and Slow’ on my commute this week."

@Raaaaaachelw

"Crazy how much I learned while walking the dog. BeFreed = small habits → big gains."

@Matt, YC alum

108

"Reading used to feel like a chore. Now it’s just part of my lifestyle."

@Erin, Investment Banking Associate , NYC

254

"Feels effortless compared to reading. I’ve finished 6 books this month already."

@djmikemoore

"BeFreed turned my guilty doomscrolling into something that feels productive and inspiring."

@Pitiful

4.5K

"BeFreed turned my commute into learning time. 20-min podcasts are perfect for finishing books I never had time for."

@SofiaP

"BeFreed replaced my podcast queue. Imagine Spotify for books — that’s it. 🙌"

@Jaded_Falcon

201

"It is great for me to learn something from the book without reading it."

@OojasSalunke

"The themed book list podcasts help me connect ideas across authors—like a guided audio journey."

@Leo, Law Student, UPenn

483

"Makes me feel smarter every time before going to work"

@Cashflowbubu

"Instead of endless scrolling, I just hit play on BeFreed. It saves me so much time."

@Moemenn

"I never knew where to start with nonfiction—BeFreed’s book lists turned into podcasts gave me a clear path."

@Chloe, Solo founder, LA

117

"Perfect balance between learning and entertainment. Finished ‘Thinking, Fast and Slow’ on my commute this week."

@Raaaaaachelw

"Crazy how much I learned while walking the dog. BeFreed = small habits → big gains."

@Matt, YC alum

108

"Reading used to feel like a chore. Now it’s just part of my lifestyle."

@Erin, Investment Banking Associate , NYC

254

"Feels effortless compared to reading. I’ve finished 6 books this month already."

@djmikemoore

"BeFreed turned my guilty doomscrolling into something that feels productive and inspiring."

@Pitiful

4.5K

"BeFreed turned my commute into learning time. 20-min podcasts are perfect for finishing books I never had time for."

@SofiaP

"BeFreed replaced my podcast queue. Imagine Spotify for books — that’s it. 🙌"

@Jaded_Falcon

201

"It is great for me to learn something from the book without reading it."

@OojasSalunke

"The themed book list podcasts help me connect ideas across authors—like a guided audio journey."

@Leo, Law Student, UPenn

483

"Makes me feel smarter every time before going to work"

@Cashflowbubu

Узнайте больше о том, как обсуждают BeFreed в интернете

Начните своё обучение прямо сейчас

Глава 3

Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard

ОбзорОбзор книги Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard

Одна книга. Множество способов её услышать.

The Financial Fraud That Shook Europe's Tech Darling

From Porn Payments to Financial Powerhouse

Следите за каждым словом во время прослушивания

The Gambling Workaround and Legal Troubles

The Asian Expansion and Phantom Profits

Получите больше от Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard

The First Signs of Fraud

The Whistleblowers and Short Sellers

Следите за каждым словом во время прослушивания

The Counterattack and Surveillance

The Singapore Connection and Lavish Lifestyle

Получите больше от Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard

The Reluctant Whistleblower Emerges

The Beginning of the End

Следите за каждым словом во время прослушивания

The Final Collapse

Вы дочитали Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard до конца

Ключевые темы в Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard

Цитаты из Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard

Персонажи в Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard

Об авторе

Скачать резюме книги «Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard»

Пользователям также понравилось

Часто задаваемые вопросы об этой книге

What is Money Men by Dan McCrum about?

Who should read Money Men?

Is Money Men worth reading?

How does Dan McCrum uncover the Wirecard scandal in Money Men?

Узнать больше

1,000,000+ curious minds.

1,000,000+ curious minds.

Одна книга. Множество способов её услышать.

The Financial Fraud That Shook Europe's Tech Darling

From Porn Payments to Financial Powerhouse

Следите за каждым словом во время прослушивания

The Gambling Workaround and Legal Troubles

The Asian Expansion and Phantom Profits

Получите больше от Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard

The First Signs of Fraud

The Whistleblowers and Short Sellers

Следите за каждым словом во время прослушивания

The Counterattack and Surveillance

The Singapore Connection and Lavish Lifestyle

Получите больше от Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard

The Reluctant Whistleblower Emerges

The Beginning of the End

Следите за каждым словом во время прослушивания

The Final Collapse

Вы дочитали Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard до конца

Пользователям также понравилось

Узнать больше

Обзор книги Деньги и кровь. Как финансовый детектив Dan McCrum разоблачил аферу века в Wirecard