1장
Unleashing Your Mental Potential: The Combination to Life's Vault
Have you ever wondered why some people seem to effortlessly achieve success while others struggle despite similar circumstances? Brian Tracy's "Get Smart!" might hold the answer. This transformative book has become required reading in leadership programs at companies like Apple and Google, with Tim Cook reportedly gifting copies to his executive team annually. The premise is both simple and profound: your mind contains extraordinary untapped potential-100 billion brain cells each connected to thousands of others-yet most people utilize only 2% of this capacity. Like a combination lock waiting to be opened, Tracy provides the missing numbers to unlock your mental vault and access your full capabilities. As Oprah Winfrey once remarked after featuring Tracy's work, "The quality of your thinking determines the quality of your life-it's that simple and that profound."
2장
The Power of Long-Term Perspective
True intelligence isn't measured by IQ scores or academic achievements-it's demonstrated through your actions. An intelligent act moves you closer to what you truly want, while a stupid act moves you away from it. The only genuine measure of good thinking is whether it produces your intended results.
Most people get confused by focusing on intentions rather than consequences. When someone claims they "meant well" despite causing harm, they're missing the point. Your ability to accurately predict the consequences of your actions is the real measure of intelligence.
This predictive ability is directly tied to what Dr. Edward Banfield of Harvard called "time perspective"-your capacity to look into the future and make decisions based on long-term consequences. After studying economic mobility for over fifty years, Banfield discovered that time perspective was the single most important determinant of financial success in America.
At the lowest socioeconomic levels, time perspective might be measured in hours or days. People make decisions based on immediate gratification-what feels good now. As you move up the socioeconomic ladder, time perspective extends weeks, months, years, and eventually decades into the future. The most successful people are intensely future-oriented, constantly thinking about where they want to be years from now.
This explains America's looming retirement crisis. The average couple approaches retirement with only $104,000 in savings-nowhere near enough to maintain their lifestyle. Meanwhile, many millionaires today were average middle-class earners who consistently saved 10-15% of their income throughout their working lives. With compound interest, just $100 monthly from age 21 to 65 at 7-8% growth accumulates to over $1 million.
To develop long-term perspective, practice "back from the future" thinking. Imagine your ideal life five years from now in four key areas: career, relationships, health, and finances. Then work backward to determine what must happen to create that reality. For financial independence, calculate "your number"-monthly expenses multiplied by twelve for annual needs, then multiplied by twenty for retirement years. For someone needing $5,000 monthly, that's $60,000 annually or $1.2 million total.
The dividing line between success and failure isn't good intentions-it's deciding what you want in each key area of your life and taking that first step toward it. As Confucius wisely noted, "A journey of a thousand leagues begins with the first step."
3장
The Art of Slow Thinking
Your mind is extraordinary, capable of thinking more thoughts than all molecules in the known universe. While your mind races at fifteen hundred words per minute, you can only think one thought at a time, giving you remarkable focusing power.
Most people operate in a reactive-responsive mode, habitually responding to stimuli with little deliberate thought. From the morning alarm bell, they react to environmental triggers and impulses throughout the day. Superior thinking involves pausing between stimulus and response-taking time to think before acting.
Daniel Kahneman's groundbreaking work in "Thinking, Fast and Slow" explains why we often reach false conclusions that lead to poor results. He identified two thinking systems: fast thinking processes information quickly and intuitively, while slow thinking is deliberate and analytical. Kahneman's key insight was that most people mistakenly use fast thinking for vital long-term decisions where slow thinking would be more appropriate.
The more important a decision's long-term consequences, the more essential it is to slow down and carefully consider facts and options. In business, slow thinking is vital for product selection, customer targeting, production methods, and pricing decisions that determine success or failure.
One powerful way to practice slow thinking is through solitude-spending thirty to sixty minutes alone in complete silence without distractions. Initially, this is difficult. You'll fidget and think of things to do for the first twenty to twenty-five minutes. Then something wonderful happens-tension drains away, you'll feel completely relaxed, and your mind will flow with thoughts, ideas, insights, and solutions to problems.
Whenever you have a significant problem or challenge, go into silence and sit quietly. Almost without exception, the answer to your biggest problem will come to you during your first session, like a butterfly alighting on your shoulder. The answer will be complete in every respect-simple, clear, and within your capabilities. Many people report that problems concerning them for months were instantly resolved through their first practice of solitude.
For strategic planning, the GOSPA model helps you think with greater precision: Goals (specific, measurable long-term results), Objectives (interim goals), Strategies (various ways to accomplish objectives), Priorities (identifying the 20% of actions that produce 80% of results), and Actions (specific, measurable activities). This method dramatically improves decision-making by combining long-term and slow thinking.
Success isn't luck but a matter of probabilities. By doing more of what successful people do, you increase your chances of doing the right thing at the right time. Practicing slow thinking when required helps you make better decisions and take control of your future.
4장
The Value of Informed Thinking
The two most popular words among experienced businesspeople are "due diligence"-taking time to gather critical information before making decisions. Our biggest mistakes come from committing resources without sufficient homework, while our best decisions come from acquiring complete knowledge before acting.
According to Forbes, the number one reason for business failure is lack of demand for the product or service. Despite $8 billion spent annually on market research in the US alone, 80% of new products eventually fail. Poor decisions leading to market failure typically stem from failing to ask the right questions or get necessary information before production.
Harold Geneen of ITT emphasized that "facts don't lie" and getting the real facts is crucial. "Validation" is key-never assume your idea is good without gathering proof. Think on paper, talk to others with similar experience, hire experts, use Google searches, and solicit opinions from knowledgeable colleagues.
Most people practice "confirmation bias," only looking for evidence supporting their idea while rejecting contradictory information. Instead, try creating a negative hypothesis (the opposite of your theory) and testing it. If you cannot prove the reverse hypothesis, your original idea may be correct.
Many people fall in love with their ideas before validating whether customers will actually buy them. Keep gathering information until the proper course becomes clear. Check facts repeatedly and assume nothing on faith. Search for hidden flaws that could prove fatal. J. Paul Getty's approach was to identify good opportunities, then determine the worst possible outcome and work to prevent it from happening.
Experience is invaluable in fast-moving industries. Experienced people develop pattern recognition-they can identify patterns leading to success or failure, anticipate problems, spot reasoning flaws, and focus on critical elements quickly. In business and professions, extensive experience allows experts to rapidly assess complex situations and suggest solutions not obvious to less experienced people.
Wealthy people commonly advise "Don't lose money." In business, warfare, and life, those who make the fewest mistakes often win. The more information you gather before deciding, the more likely you'll make the right decision leading to success. Warren Buffett, the world's second-richest self-made billionaire, spends 80 percent of each day reading and gathering information that might influence his investment decisions.
Your goal should be to become better informed than anyone else in the areas most important to you. Do this by continuously gathering information and comparing different ideas while maintaining skepticism and proceeding slowly toward decisions. The more information you gather and experience you accumulate, the better decisions you'll make and results you'll achieve.
5장
The Transformative Power of Goals
Several self-made millionaires once discussed reasons for success during dinner. When asked "What is success?" the most successful among them replied, "Success is goals, and all else is commentary." Throughout life, we experience turning points-moments that fundamentally change our trajectory, often recognized only in retrospect. For many successful people, discovering the power of goals represents one such pivotal moment.
The real divide in society isn't between "the 1 percent versus the 99 percent," but between "the 3 percent versus the 97 percent." Only about 3 percent of people have clear, specific, written goals they work on daily, while the other 97 percent merely have hopes, dreams and wishes-not understanding the crucial difference. The top 3 percent earn and acquire, on average, ten times as much as the bottom 97 percent combined.
When you have clear goals, specific plans, and work on them daily, you save enormous time. You accomplish more in months than many achieve in a lifetime. Goals program your mental GPS like a guided missile, constantly making course corrections until you reach your target.
The best way to develop the "big three" of superior thinking-clarity, focus, and concentration-is through clear goals for every life area. Success is 95 percent about developing clarity about who you are and what you want. Then you must focus single-mindedly without distraction. According to both Bill Gates and Warren Buffett, the ability to focus on one thing is the most important success factor in our turbulent times.
Due to constant electronic interruptions-emails, texts, calls, social media-many people develop attention deficit disorder that prevents clear thinking or staying on task. The average person checks email forty-five times daily and constantly chases "shiny objects" of immediate stimulus. Those without goals inevitably work for those who have them. You either work toward your own goals or someone else's.
The unprecedented speed of change affects everything today and will only accelerate. Three main factors drive this change: the information explosion, technology expansion, and aggressive competition. These forces combine to invalidate our best plans, sometimes overnight, making goals essential for maintaining direction amid chaos.
A simple but transformative exercise: Write down ten goals you want to achieve within twelve months, using the three Ps-present tense, personal, and positive (starting with "I" followed by an action verb). Then identify which goal would have the greatest positive impact on your life-this becomes your "major definite purpose." Write this goal at the top of a new page, list at least twenty actions to achieve it, organize them into a plan, take immediate action on one task, and do something every day toward this goal without exception.
You become what you think about most of the time. Think about your goal each morning, throughout the day, and review progress each evening. The more you think about your goal, the more ideas you'll get to achieve it. Intense goal orientation stimulates your subconscious and superconscious minds. The more you think, plan, and work on your major goal, the faster you move toward it and it toward you.
6장
Focusing on Results, Not Activity
Your most valuable financial asset is your "earning ability"-your capacity to get results people will pay for. You could lose everything-job, home, car, savings-but with your earning ability intact, you could earn it all back and more. This explains why Fortune 500 CEOs earn $10+ million annually-they produce results hundreds of times greater than their salaries in company profits.
Success in work boils down to task completion-your ability to complete tasks consistently and dependably makes you indispensable. Top performers develop the ability to complete increasingly valuable tasks, becoming the "go-to person" when something needs to be done quickly and well.
The 80/20 rule applies to the workplace: 20% of people continually increase their value while 80% are mere timeservers, arriving late and leaving early. According to Robert Half International, 50% of working time is wasted-primarily in idle chitchat, electronic distractions (checking email 45 times daily), social media, texts, and phone calls.
Poor work habits stem from childhood patterns. When children first attend school, they're surrounded by peers their age-and what do children do with others their age? They play! School becomes the primary play place, focused on social interaction. When young adults enter the workforce and see others their age, they continue the same pattern-work becomes an extension of school, another place to play.
The fundamental rule is simple: work all the time you work. Don't play with friends, constantly check email, read newspapers, or handle personal business. Start earlier, work harder, stay later, and move faster. When someone wants to chat, politely say, "I'd love to talk to you, but right now I have to get back to work." Your personal mantra should be "Back to work!" Your private goal should be developing a reputation as the hardest-working person in your company.
Being at work doesn't mean you're actually working. True work happens only when you're starting and completing important tasks that generate revenue and create value. The central question of time management is: "What is the most valuable use of my time right now?" Your ability to accurately answer and act on this determines your career success more than any other factor.
The most powerful time management tool is a list. Start with major goals, then create checklists of everything needed to achieve them. Ideally, prepare your work list the night before-this sets mini-goals for the following day and allows your subconscious to work on solutions while you sleep. Working from a list will immediately increase your productivity by 25-50%.
Resist checking email first thing in the morning. You can double or triple productivity by breaking the addiction to electronic interruptions. Check email only twice daily-at 11:00 a.m. and 3:00 p.m. Turn off alert sounds and refuse to become a slave to others' random communications that can usually wait.
The Law of Three states that only three tasks account for 90% of your contribution's value-everything else falls in the remaining 10%. List every task you perform in a week or month, then ask: "If I could do only one thing all day, which would contribute the greatest value?" This answer usually jumps out clearly. Then identify your second and third most valuable activities.
Starting and completing your most important task first thing each morning will transform your life. Task completion releases endorphins in your brain that enhance creativity, improve your personality, motivate you, and give you energy. When you start your day by completing an important task, you enter "the zone"-functioning at a higher level and getting more quality work done faster throughout the day.
7장
Cultivating Positive Thinking
Aristotle concluded that happiness is the ultimate goal of human life-every action aims to achieve greater happiness. The true measure of success is how happy you are most of the time. Successful people practice positive thinking, making them happier and more popular, while negative thinkers are hostile, suspicious, and critical of themselves and others.
The main obstacle between people and happiness is negative emotions, which lie at the root of virtually all human problems. If you could eliminate negative emotions, you could eliminate most human problems. Nature abhors a vacuum-when you eliminate negative emotions, your mind automatically fills with positive ones, making you a fully functioning person capable of reaching your full potential.
Your mind can only hold one thought at a time-positive or negative. Without deliberately holding positive thoughts, negative ones will fill your mind by default. Thinking positively requires effort and determination until it becomes habitual. Fortunately, you can become a purely positive thinker through learning and practice.
Children are born with two wonderful characteristics: fearlessness and spontaneity. Newborns are completely fearless, willing to touch, try, or taste anything. They're also spontaneous, expressing themselves without limit or constraint, with no concern about others' reactions. These natural traits are often lost as children develop.
At a young age, children develop the two main fears of adult life: fear of failure and fear of criticism. When parents restrain children's natural exploration with constant "No!" and "Don't!" commands, children develop beliefs about being incompetent. This "I can't" feeling evolves into the fear of failure, which becomes a preoccupation with loss in adulthood-the single greatest obstacle to success.
Abraham Maslow found that 98% of adults are governed by "deficiency needs"-compensating for perceived inadequacies rather than realizing their potential. Only 2% experience "being needs"-the desire and confidence to grow and reach their full potential. These "self-actualizing" people have high levels of self-esteem and self-confidence.
Negative emotions ultimately stem from anger, whether expressed inwardly (making you sick) or outwardly (creating hostility in others). Most psychological and psychosomatic problems arise from suppression, repression, depression, projection or displacement of these emotions.
The negative emotion tree bears all our negative emotions as its fruit. The trunk of this tree is blame-it's impossible to experience negative emotions without blaming others for something they've done or not done. The moment you stop blaming, your negative emotions cease completely.
You eliminate blame by accepting responsibility. It's impossible to blame someone else and accept responsibility simultaneously. The magic words "I am responsible" instantly cancel negative emotions. Because your mind can only hold one thought at a time, repeating "I am responsible" eliminates negative thoughts immediately-like pulling the plug on Christmas lights.
The key to self-esteem and self-confidence is accepting 100 percent responsibility for everything you are and will become, with no excuses. Essential to eliminating negative emotions is the practice of forgiveness, as everyone has been wronged in life.
To be free, you must free everyone else. You must forgive everyone who has ever hurt you and issue a blanket pardon. There are three types of people to forgive: your parents for every mistake they made raising you; every other person who has ever hurt you in any relationship or business association; and finally, yourself for every foolish or hurtful thing you've ever done.
When you blame others, you surrender control of your emotions to them. You enable them to manipulate your feelings at a distance, often without their knowledge. By complaining and criticizing, you position yourself as a victim-small, weak, angry, and inferior. You allow others to control your life and emotions instead of being self-reliant.
At any moment, you can say "I am responsible" and regain control of your emotional life. Whenever you experience negative thoughts, immediately cancel them with these words. Acceptance of responsibility marks leaders, achievers, and self-actualizing individuals. Resolve to become a totally responsible, mature, fully functioning adult-this is the real key to positive thinking.
8장
Embracing Flexible Thinking
In times of turbulence and rapid change, flexible thinking-considering every aspect of a situation and responding effectively to change-can dramatically impact your business and career. As Einstein demonstrated when he gave the same exam to his physics students two years in a row (explaining that "the answers have changed"), what was true and valid a year ago may be partially or totally obsolete today.
The Menninger Institute concluded that "flexibility" would be the most important quality for business success in the twenty-first century-the ability to rapidly react and respond to accelerating rates of change gives individuals and organizations tremendous advantages over rigid competitors.
We live in the fastest-changing period in human history, and tomorrow will only accelerate this trend. Unlike the mid-twentieth century when people often stayed with one company for life, today 40% of adults are "contingency workers"-freelancers moving between jobs as independent contractors, many never permanently joining any company.
Every year in America, approximately two million jobs disappear as products and services fall out of favor, making certain skills obsolete. Fortunately, about 2.2 million new jobs emerge annually, with 80% coming from new companies offering new products and services to different markets.
When the iPad revolutionized eBook distribution, Borders quickly went bankrupt, closing 600 stores within a year. This pattern repeats across industries as companies fail to adapt their business models to new market realities. Your personal business model may be partially or completely obsolete too-and if not today, it certainly will be in the future.
Nobel Prize-winning economist Gary Becker found that people in the bottom 80% income bracket saw their incomes increase at just 3% annually, barely outpacing inflation. Meanwhile, the top 20% enjoyed 11% annual income growth, doubling their earnings every 6-7 years. The key difference? Commitment to continuous learning. The top performers bought books, attended courses, listened to audio programs, and constantly sought ways to improve their skills and performance.
Three major enemies block flexibility and change. First is the "comfort zone"-people become comfortable with their routines and resist even positive changes. The second obstacle is fear, especially fear of failure. The third obstacle is "learned helplessness"-people recognize change is essential but feel trapped by current complexities. This manifests as "I can't" or "We can't" followed by excuses about insufficient time, money, or talent.
To unlock creativity and develop flexibility, "zero-based thinking" is the most powerful tool. Derived from zero-based accounting (where every expense is challenged at the start of each period), it asks: "Is there anything we're doing today that, knowing what we now know, we wouldn't start again if we had to do it over?"
Apply a KWINK (Knowing What I Now Know) analysis to every aspect of your business and personal life. The indicator of a zero-based thinking situation is stress-if you wouldn't get into something again today, you'll experience ongoing stress, worry, anger, frustration, and dissatisfaction that distracts you daily and disrupts your sleep.
Superior executives make three crucial statements. First: "I was wrong." Examine areas causing stress or unhappiness and admit when you were wrong. The second key statement is "I made a mistake." Many people resist admitting mistakes due to ego, but since you'll be wrong 70% of the time, don't wait for others to notice. The third statement is "I changed my mind." Changing course when new information invalidates previous conclusions demonstrates flexibility and strength, not weakness.
When you finally summon the courage to end a zero-based thinking situation, you'll experience what people worldwide report: first, a profound sense of relief, exhilaration, and liberation, as though a weight has lifted. Second, you'll wonder why you didn't act sooner.
9장
Developing Your Creative Genius
Creative thinkers rule the world by continually seeking faster, better, and easier ways to accomplish goals important to others. They practice "Continuous and Never-Ending Improvement" and are responsible for all great breakthroughs and innovations throughout history. Sometimes just one good idea can change the course of a business or an individual's life.
Mechanical thinking is rigid and inflexible-"my way or the highway." It stems from fears of failure, making mistakes, or facing criticism. Poor thinkers see only in black and white rather than shades of gray, believing there's only one solution when multiple possibilities exist.
You possess more creative potential than you could use in multiple lifetimes. The more you use your creativity, the more it grows. Every child is born a genius, and creativity is the single best predictor of success in life and work. Creative people are naturally curious, asking many questions and never settling for superficial answers.
Studies of geniuses throughout history reveal that intelligence isn't merely about IQ or academic qualifications. Many geniuses had average or slightly above-average intelligence. Their excellence came more from attitude and approach to life's challenges, developing three key qualities over time.
First, geniuses approach every problem with an open, childlike attitude of exploration and discovery. They continually ask "Why?", "Why not?", and "What if?" Second, they carefully consider every aspect of a problem, refusing to jump to conclusions, gathering extensive data, and testing their tentative conclusions at each stage. They remain open to the possibility they could be wrong.
When asked how he would handle a world-ending emergency with only 60 minutes to solve it, Einstein replied he would spend 59 minutes gathering information and the final minute solving the problem optimally. In business, especially product development, spending more time working with customers to ensure your offering meets their exact needs dramatically increases your chances of success in competitive markets.
Here is a structured yet flexible problem-solving method synthesized from experts and think tanks. It begins with defining the problem clearly in writing, then questioning "What else is the problem?" to ensure you're solving the right issue. The process involves generating multiple solution possibilities, assigning clear responsibility, setting deadlines, developing fallback plans, and taking immediate action.
Fully 80 percent of new products and services fail within twelve months primarily because companies develop products that solve problems customers don't have. Your problem definition determines your solution direction-if the definition is wrong, even a brilliant solution won't work.
Your true job description is "problem solver," regardless of your title. Successful people think about solutions most of the time, while unsuccessful people focus on problems and blame. Leadership, as Colin Powell noted, is the ability to solve problems. Any unachieved goal is simply a problem unsolved, which is why a systematic approach to problem-solving is vital for maximum success.
Three keys unlock your creative powers: clarity, focus, and concentration. Be clear about your goal but flexible about achieving it. Focus all your brainpower on a single problem without distraction. Concentrate completely until you've solved your biggest problem.
In our modern world, the "attraction of distraction"-emails, text messages, phone calls, social media-scatters our minds and disrupts focus. Constantly responding to electronic interruptions rapidly burns brain fuel, with the average email-addicted employee losing ten IQ points daily.
Between you and any goal is a constraint determining your achievement speed-sometimes called a bottleneck or choke point. Ask yourself: "Why aren't I already at my goal?" The answer often reveals the constraint holding you back. The 80/20 rule applies here: 80% of factors holding you back are internal, only 20% external.
The powerful question "What if?" breaks limited thinking patterns and opens your mind to possibilities. This breakthrough concept made Federal Express successful by asking: "What if it was possible to deliver a letter overnight, anywhere in the country?" When Fred Smith proposed this idea in a Yale term paper, his professor gave him a C, calling it unrealistic-yet this "what if" thinking led to one of the world's most successful companies.
10장
The Mindset That Creates Wealth
There have never been more opportunities to become wealthy than exist today. In 1900, America had only 5,000 millionaires, but by 2015, there were over 10 million millionaires and 1,826 billionaires, most starting with nothing. The Law of Correspondence dictates that your outer world reflects your inner world-to be wealthy outside, you must first think like a wealthy person inside.
After reaching millionaire status, Tracy discovered seven reasons why people don't become wealthy: (1) it never occurs to them that they can, (2) they never decide to do it, (3) they procrastinate and live in "Someday I'll" land, (4) they fear failure, (5) they fear criticism and disapproval, (6) they stop learning and growing, and (7) they lack persistence. Fortunately, each limitation can be overcome through learning and practice.
Your self-concept, considered psychology's biggest breakthrough in human potential development, determines how you act. When you think of yourself in positive, financially successful ways internally, you begin acting consistently with those beliefs externally until they become reality. Children raised in affluent homes by self-made parents typically develop success-oriented beliefs and accept nothing less for themselves.
Developing a wealthy self-concept usually requires years of exposure to wealthy people's habits. However, sometimes a single exposure to an influential person-through a seminar, book, or audio program-can dramatically shift someone's self-image to that of a "financial success waiting to happen."
Throughout history, wealth was often acquired by taking it from others. After 1815 in Europe and later in America, a new phenomenon emerged: people created wealth by producing products and services others wanted and would pay for. Legal systems protected this wealth creation, enriching countries embracing market systems.
Today, new immigrants to the United States are four times more likely to become millionaires than native-born Americans, as they still recognize the fundamental key to becoming rich: find a need and fill it. As Steve Siebold says, "If you want to make a lot of money, find a big problem that a lot of people have, and solve it in a new way."
Rich people have rich habits, and poor people have poor habits. This fundamental difference determines financial destiny. Rich people constantly seek ways to create value through products and services that enhance others' lives. They believe in putting in before taking out, rejecting the notion of easy money. Poor people, conversely, seek something for nothing-success without achievement, riches without labor.
With 95 percent of behavior determined by habits, successful people develop patterns that lead to productivity and financial success. While all habits are learnable through practice, the question becomes, "How badly do you want it?" You can start with every advantage but fail without proper mental habits, or begin with no advantages but succeed through excellent habits.
In Forbes' 2015 survey of self-made billionaires, 76 percent attributed their success to "hard work and self-discipline." Millionaires typically work sixty hours weekly across six days, starting early and finishing late. As music impresario David Foster noted, "I don't know any successful people who work less than six days a week."
Most millionaires don't consider their work as labor-they simply do what they love and get paid well for it. They avoid wasting time, constantly focusing on revenue generation by serving customers better, faster, and cheaper than competitors, always asking, "Is this the most valuable use of my time in achieving my goals?"
Millionaires are intensely goal-oriented with a major definite purpose or BHAG (Big Hairy Audacious Goal) that dominates their thinking. They establish specific financial measures and deadlines for each goal, practice frugality, examine every investment detail, and focus on accumulation-earning and preserving wealth.
Rich people watch less than one hour of television per day, while poor people watch five to eight hours daily. Wealthy people dedicate two to three hours daily to learning new ideas through reading, listening, and studying. They subscribe to business book summaries and articles, believing that one key idea combined with existing knowledge could transform their business.
Wealthy people prioritize their physical health, staying well-informed about longevity practices. They recognize that success requires sustained energy to work longer hours and maintain peak performance. As one expert noted, "the most important asset of any business is rested executive thinking time"-something wealthy people actively cultivate.
Opportunities for earning more money and achieving financial goals have never been more abundant. As Earl Nightingale said, "Before you can have something more and different, you must become someone more and different." By the Law of Indirect Effort, when you single-mindedly develop the thinking styles and behaviors of wealthy people, you'll naturally become wealthy yourself, both internally and externally.
