Investing with She's on the Money

Investing with She’s on the Money by Victoria Devine is a practical guide empowering Australian women to build wealth through approachable financial strategies. It covers budgeting, debt management, property buying, and investment fundamentals like ETFs and diversification, while addressing psychological barriers to financial confidence. The book combines actionable steps with relatable anecdotes, making complex topics accessible.

This book targets millennial women seeking to improve financial literacy, especially beginners navigating investing, superannuation, or property markets. It’s ideal for readers wanting a non-judgmental, jargon-free resource that blends mindset coaching with tactical advice. Victoria Devine’s relatable tone resonates with those overwhelmed by traditional finance content.

Yes, particularly for readers new to investing or seeking a feminist perspective on wealth-building. While some concepts are introductory (e.g., budgeting basics), the book provides clear frameworks for setting goals and navigating Australian markets. Note: It references Devine’s earlier work, so prior familiarity with her podcast or first book may enhance understanding.

Devine advocates for diversified portfolios, low-cost ETFs, and property investment tailored to individual risk tolerance. She emphasizes long-term strategies over speculative trading and simplifies concepts like compound interest. The book also stresses aligning investments with personal values, such as ethical super funds.

The book dedicates sections to overcoming fear, guilt, and societal pressures around money. Devine uses exercises to help readers identify limiting beliefs, paired with quotes like “Your worth isn’t tied to your bank account” to reinforce mindset shifts alongside practical steps.

Some reviewers note the advice occasionally oversimplifies complex topics (e.g., diversification without emphasizing portfolio rebalancing). Others highlight reliance on professional advisors, which may be inaccessible for some readers. The sequel format also leaves gaps requiring prior knowledge of Devine’s work.

Yes, it breaks down saving for deposits, navigating mortgages, and evaluating investment properties. Devine provides checklists for costs like stamp duty and explains negative gearing, while cautioning readers to assess their financial readiness.

Unlike Scott Pape’s broad-strokes approach, Investing with She's on the Money offers a millennial-focused, feminist perspective with deeper dives into ETFs and psychological barriers. It’s more interactive, with worksheets for goal-setting, but less prescriptive about specific account structures.

• “Investing isn’t about being perfect—it’s about being consistent.”
• “Your financial freedom is a revolution, not a quick fix.”

These lines encapsulate the book’s emphasis on gradual, sustainable wealth-building over get-rich-quick schemes.

Yes, chapters include exercises for budgeting, risk assessment, and goal timelines. However, reviewers note these are best completed using the physical or eBook version, as audiobook listeners miss out.

With persistent gender pay gaps and rising living costs, the book’s focus on systemic barriers and community-driven financial education remains timely. Updated digital resources via Devine’s podcast and online community keep strategies current.