
In "Digital Bank," Chris Skinner - hailed as "one of the most brilliant minds in banking" - reveals how traditional banks must transform or die. Discover why fintech leaders consider this the blueprint for banking's digital revolution that's reshaping our financial future.
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Here's something that probably bugs you every time you walk into a bank branch: while you're ordering dinner with a tap, video-calling across continents, and managing your entire social life through a device in your pocket, your bank still asks you to fill out paper forms in triplicate. This jarring disconnect isn't accidental-it's the result of what Chris Skinner calls "digital aliens" running institutions designed for "digital natives." Most banks remain trapped in a 500-year-old model of physical distribution, merely slapping digital Band-Aids onto fundamentally outdated structures. They treat branches as their foundation with apps and websites as nice-to-have extras, when the reality should be exactly reversed. This explains why Bank of America ordered 1,500 copies of Skinner's blueprint for their leadership team-they're finally realizing that incremental updates won't cut it anymore. The fintech revolution isn't coming; it's already here, and traditional banks are scrambling to avoid becoming the Blockbuster Video of financial services. What's needed isn't evolution but complete architectural reinvention, turning the entire banking model inside out.
Divida as ideias-chave de Digital Bank em pontos fáceis de entender para compreender como equipes inovadoras criam, colaboram e crescem.
Destile Digital Bank em dicas de memória rápidas que destacam os princípios-chave de franqueza, trabalho em equipe e resiliência criativa.

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Criado por ex-alunos da Universidade de Columbia em San Francisco
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Criado por ex-alunos da Universidade de Columbia em San Francisco

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