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    Dutch Real Estate Tax: Box 3 Changes 2028 Advice for Property Owners

    27 min
    |
    |
    Apr 24, 2026
    FinanceEconomicsPolitics

    Expert advice for Dutch property owners on Box 3 real estate tax changes in 2028. Learn how to optimize your investment strategy and manage tax costs effectively.

    Dutch Real Estate Tax: Box 3 Changes 2028 Advice for Property Owners

    Best quote from Dutch Real Estate Tax: Box 3 Changes 2028 Advice for Property Owners

    “

    The 2028 system is a shift from a 'wealth tax' mindset to a 'business income' mindset, moving away from taxes based on 'pretend' returns to taxing what you actually earn in the real world.

    ”

    This audio lesson was created by a BeFreed community member

    Input question

    Ik wil graag verdiepend advies wat ik kan doen als ik vastgoed eigenaar ben van twee tanden die nu in box drie zitten. Er komen wijzigingen aan in 2028 en ik wil precies weten wat ik moet doen wat het kost en oplevert. 

    Host voices
    Lenaplay
    Milesplay
    Learning style
    Deep
    Knowledge sources
    Box 3 vastgoed 2028: wat verandert voor beleggers?
    link
    https://dezaak.nl/financien/belastingen/nieuwe-box-3-en-vastgoed/
    Box 3 verandert in 2028: belasting op écht rendement | FiscAlert
    link
    http://www.fiscalert.nl/belastingen/artikelen/box-3-verandert-in-2028-belasting-op-echt-rendement/
    De Transitie van Box 3: Van Forfaitair Rendement naar Werkelijk Rendement voor Vastgoedbeleggers en Eigenaren van Tweede Woningen | Beaufort
    link
    https://woneninbeaufort.nl/blog/post/29257/de-transitie-van-box-3-van-forfaitair-rendement-naar-werkelijk-rendement-voor-vastgoedbeleggers-en-eigenaren-van-tweede-woningen/
    Investeren in vastgoed: in privé of in de BV? - Vermogensstrategie voor ondernemers | Belasting besparen | Vermogen opbouwen | Pensioen plannen
    link
    https://personalwealth.nl/investeren-in-vastgoed-in-prive-of-in-de-bv/

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    Key Takeaways

    1

    A New Fiscal Reality for Property Owners

    0:00
    0:36
    1:14
    1:35
    1:59
    2

    The Bridge Years and the Forfaitaire Hike

    2:17
    2:47
    3:04
    3:34
    3:47
    4:16
    4:43
    3

    Understanding the Two Track Tax System

    4:57
    5:20
    5:45
    6:01
    6:29
    6:45
    7:15
    7:29
    4

    The 90 Percent Threshold and the 3.35 Percent Rule

    7:43
    4:43
    8:25
    8:38
    8:59
    9:14
    9:31
    3:04
    10:16
    10:26
    5

    Deductions, Improvements, and the Real Cost of Maintenance

    10:47
    11:08
    11:34
    4:43
    12:09
    12:14
    12:39
    12:52
    13:16
    13:41
    6

    The Capital Gains Tax at the Exit

    13:58
    0:36
    14:40
    14:44
    15:07
    4:43
    15:48
    15:53
    16:10
    16:19
    16:40
    7

    The BV vs Private Ownership Dilemma

    16:53
    17:10
    17:32
    4:43
    18:02
    18:20
    18:49
    19:05
    19:28
    8

    Scenario Planning: A Tale of Two Properties

    19:44
    20:02
    20:18
    4:43
    20:49
    21:10
    21:34
    21:49
    22:13
    22:33
    9

    A Practical Playbook for the Transition

    22:50
    23:04
    23:27
    23:50
    24:10
    24:28
    24:56
    4:43
    25:28
    10

    Closing Reflections on the Future of Property

    25:45
    26:04
    26:28
    4:43
    26:54
    27:14
    27:28

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