Dave Ramsey author photo
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Dave Ramsey

Дата рождения: September 3, 1960 – Antioch, Tennessee, USA

Dave Ramsey is an American personal finance educator, radio host, and bestselling author known for teaching debt-free money management principles. His notable works include The Total Money Makeover and Financial Peace, which have sold millions of copies. Through his syndicated radio program and Financial Peace University courses, he has guided over 10 million people toward financial stability using biblically-inspired strategies.

Биография и Путь Автора

Dave Ramsey, born David Lawrence Ramsey III in Antioch, Tennessee, on September 3, 1960, emerged as one of America’s most influential personal finance experts. Raised in a middle-class household by parents involved in the real estate industry, Ramsey developed an early interest in business and money management. He earned a bachelor’s degree in Finance and Real Estate from the University of Tennessee, launching his own real estate ventures even as a student. By his mid-twenties, Ramsey had already amassed a multi-million dollar real estate portfolio, but the collapse of his primary lending institution and a cascade of promissory notes forced Ramsey to declare bankruptcy at age 28—a dramatic turning point that would fundamentally reshape his trajectory.

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Цитаты

quote
Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn't the problem; doing it is
-The Total Money Makeover
quote
We buy things we don't need with money we don't have to impress people we don't like
-The Total Money Makeover
quote
If you will live like no one else, later you can live like no one else
-The Total Money Makeover
quote
Pray like it all depends on God, but work like it all depends on you
-The Total Money Makeover
quote
A budget is telling your money where to go instead of wondering where it went
-The Total Money Makeover
quote
You must gain control over your money or the lack of it will forever control you
-The Total Money Makeover
quote
Act your wage
-The Total Money Makeover
quote
Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change
-The Total Money Makeover
quote
For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down
-The Total Money Makeover
quote
A little bit of controlled pain when you’re six will change your life when you’re thirty-six
-The Total Money Makeover

Популярные Книги

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Master Effective Money Management

Master Effective Money Management

ПЛАН ОБУЧЕНИЯ

Master Effective Money Management

Financial literacy is the cornerstone of personal freedom, yet it is rarely taught systematically. This plan is designed for individuals seeking to move from financial stress to total independence by mastering everything from basic budgeting to elite wealth strategies.

3 h 34 m4 Разделы
Master Personal Finance From Scratch

Master Personal Finance From Scratch

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Master Personal Finance From Scratch

Financial literacy is rarely taught in formal education, yet it's essential for achieving life goals and reducing stress. This learning plan provides a structured pathway from basic money management to advanced wealth-building strategies suitable for beginners and those looking to optimize their financial future.

6 h 13 m5 Разделы
Financial Freedom

Financial Freedom

ПЛАН ОБУЧЕНИЯ

Financial Freedom

This comprehensive financial education plan is essential for anyone seeking to take control of their financial future and build lasting wealth. Whether you're struggling with debt, living paycheck-to-paycheck, or already on a wealth-building journey, this structured path provides the knowledge and strategies to achieve financial independence. Perfect for aspiring early retirees, entrepreneurs, and anyone committed to transforming their financial reality through proven, systematic approaches.

1 h 58 m4 Разделы
Achieve Financial Success

Achieve Financial Success

ПЛАН ОБУЧЕНИЯ

Achieve Financial Success

This comprehensive guide is designed for individuals seeking to move beyond living paycheck to paycheck toward total financial sovereignty. It bridges the gap between basic money management and sophisticated wealth-building strategies for aspiring investors and entrepreneurs.

3 h4 Разделы
Build a Christian Millionaire Mindset

Build a Christian Millionaire Mindset

ПЛАН ОБУЧЕНИЯ

Build a Christian Millionaire Mindset

This plan bridges the gap between spiritual faith and financial mastery, offering a roadmap for ethical wealth creation. It is ideal for aspiring entrepreneurs and believers who want to honor God while achieving financial independence and creating a lasting legacy.

2 h 50 m4 Разделы
I want to learn how to manage my finances

I want to learn how to manage my finances

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I want to learn how to manage my finances

This plan provides a comprehensive roadmap for anyone looking to transition from financial stress to long-term wealth. It is ideal for individuals seeking to master everything from basic budgeting and debt removal to sophisticated investment and tax strategies.

3 h 11 m5 Разделы
How to be more frugal

How to be more frugal

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How to be more frugal

This learning plan is essential for anyone feeling trapped by financial stress, living paycheck to paycheck, or wanting to take control of their financial future. It's particularly valuable for young professionals, families looking to reduce debt, or anyone seeking financial independence and the freedom that comes with intentional, frugal living. By combining mindset shifts with actionable strategies, this plan offers a comprehensive path from financial anxiety to empowered abundance.

1 h 53 m4 Разделы

Голоса Сообщества

"Dave Ramsey’s books have become essential guides for millions seeking financial independence"

The New York Times

"Ramsey’s popular radio show and best-selling books have made him a leading voice in personal finance"

Google Play Books

"Ramsey’s Total Money Makeover plan is widely praised for its actionable steps to eliminate debt"

ThriftBooks

"Ramsey’s advice is straightforward: get out of debt, live below your means, and save for the future"

Parade

"Ramsey’s approach emphasizes personal responsibility and practical steps to achieve financial peace"

Parade

"Dave Ramsey’s books have helped countless families transform their financial lives through discipline and planning"

Book Cave

"Dave Ramsey’s straightforward, Bible-based financial advice resonates strongly with a wide American audience"

Wikipedia

"Dave Ramsey’s rise from bankruptcy to financial expert has inspired many to take control of their money"

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