You Need a Budget book cover

You Need a Budget by Jesse Mecham Summary

You Need a Budget
Jesse Mecham
4.09 (8961 Reviews)
Finance
Self-growth
Productivity
Resumen
Puntos Clave
Autor
Preguntas Frecuentes

Overview of You Need a Budget

Transform your financial life with Jesse Mecham's Wall Street Journal bestseller that helped thousands break the paycheck-to-paycheck cycle. How did one user eliminate $20,000 in debt? Four revolutionary rules that don't restrict spending - they unlock your true priorities.

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Puntos Clave

1

The Panic That Keeps You Up at Night

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That sinking feeling hits without warning-maybe when you're standing at the grocery checkout, or scrolling through your bank app at 2 AM. Your stomach tightens. Your palms sweat. The math isn't adding up again. Here's the truth most financial experts won't tell you: this panic has nothing to do with how much you earn. Lawyers making six figures feel it. College students working part-time feel it. The problem isn't your income-it's that your money feels like water slipping through your fingers, and you have no idea where it's going or what it's supposed to be doing. What if the solution isn't earning more, but simply giving your existing dollars a clear mission? This shifts everything from reactive scrambling to intentional design.

2

Your Money Needs a Purpose, Not a Prison

3

Give Every Dollar a Mission

4

Breaking Big Scary Numbers Into Manageable Pieces

5

Life Doesn't Follow Scripts-Neither Should Your Budget

6

The Buffer That Changes Everything

7

Your Path Forward Starts Right Now

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Creado por exalumnos de la Universidad de Columbia en San Francisco

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@Raaaaaachelw
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star
star
star
star
star

"Crazy how much I learned while walking the dog. BeFreed = small habits → big gains."

@Matt, YC alum
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comments
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likes
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@Erin, Investment Banking Associate , NYC
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comments
254
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"Feels effortless compared to reading. I’ve finished 6 books this month already."

@djmikemoore
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"BeFreed turned my guilty doomscrolling into something that feels productive and inspiring."

@Pitiful
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@Leo, Law Student, UPenn
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"Makes me feel smarter every time before going to work"

@Cashflowbubu
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star
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"Instead of endless scrolling, I just hit play on BeFreed. It saves me so much time."

@Moemenn
platform
star
star
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star
star

"I never knew where to start with nonfiction—BeFreed’s book lists turned into podcasts gave me a clear path."

@Chloe, Solo founder, LA
platform
comments
12
likes
117

"Perfect balance between learning and entertainment. Finished ‘Thinking, Fast and Slow’ on my commute this week."

@Raaaaaachelw
platform
star
star
star
star
star

"Crazy how much I learned while walking the dog. BeFreed = small habits → big gains."

@Matt, YC alum
platform
comments
12
likes
108

"Reading used to feel like a chore. Now it’s just part of my lifestyle."

@Erin, Investment Banking Associate , NYC
platform
comments
254
likes
17

"Feels effortless compared to reading. I’ve finished 6 books this month already."

@djmikemoore
platform
star
star
star
star
star

"BeFreed turned my guilty doomscrolling into something that feels productive and inspiring."

@Pitiful
platform
comments
96
likes
4.5K

"BeFreed turned my commute into learning time. 20-min podcasts are perfect for finishing books I never had time for."

@SofiaP
platform
star
star
star
star
star

"BeFreed replaced my podcast queue. Imagine Spotify for books — that’s it. 🙌"

@Jaded_Falcon
platform
comments
201
thumbsUp
16

"It is great for me to learn something from the book without reading it."

@OojasSalunke
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star
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star

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@Leo, Law Student, UPenn
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comments
37
likes
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"Makes me feel smarter every time before going to work"

@Cashflowbubu
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star
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