What is *Investing With Impact* by Jeremy K. Balkin about?

*Investing With Impact* provides a roadmap for aligning financial goals with social responsibility, arguing that finance can drive positive global change. It covers socially responsible investing (SRI) basics, advanced strategies like shareholder activism, and frameworks like Balkin’s 6 E Paradigm to balance profit with societal impact. The book emphasizes using capital allocation to address environmental, educational, and ethical challenges.

Who should read *Investing With Impact*?

This book is ideal for investors seeking ethical strategies, finance professionals exploring SRI, and millennials interested in values-driven wealth building. It’s also valuable for policymakers studying social impact bonds or corporate leaders aiming to integrate sustainability into business models.

Is *Investing With Impact* worth reading?

Yes—it won the 2016 Axiom Business Book Award and International Book Award for its actionable insights into ethical finance. Praised by figures like Arianna Huffington, it blends academic rigor with real-world examples, such as using impact investing to improve literacy rates via social impact bonds.

What are the main concepts in *Investing With Impact*?

Key ideas include: - **Social impact bonds**: Private funding for public good initiatives (e.g., Nebraska’s literacy programs). - **Shareholder activism**: Influencing corporate behavior through strategic equity stakes. - **The 6 E Paradigm**: Balkin’s framework for expanding impact investment opportunities.

How does *Investing With Impact* approach shareholder activism?

The book advocates using ownership stakes to push companies toward ethical practices, such as reducing carbon footprints or improving labor policies. Balkin provides case studies on filing shareholder resolutions and engaging boards to align corporate goals with societal well-being.

What is Jeremy K. Balkin’s background in finance?

Balkin is a fintech innovator and former Global Head of Innovation at J.P. Morgan Payments. A Harvard Kennedy School alumnus, he’s known for TED Talks on ethical capital allocation and coining the phrase “Payments are eating the world.” His work has been featured in *The Huffington Post* and at Davos.

How does *Investing With Impact* address millennial investors?

Balkin highlights millennials’ preference for values-aligned portfolios, urging them to prioritize companies with ESG (environmental, social, governance) metrics. He argues this demographic’s investing power can reshape markets toward sustainability.

What is the 6 E Paradigm in *Investing With Impact*?

This framework expands impact investing by evaluating opportunities based on **E**thics, **E**ducation, **E**nvironment, **E**quality, **E**mployment, and **E**conomic growth. It helps investors identify ventures that deliver financial returns while addressing systemic issues like climate change or income disparity.

임팩트 투자로 세상을 바꾸는 법

금융이 선한 영향력인 이유!

제레미 K. 발킨

3.29(72 Reviews)

임팩트 투자로 세상을 바꾸는 법 개요

"Investing With Impact"에서 '월스트리트의 안티 울프(Anti-Wolf of Wall Street)'라 불리는 JP모건의 제레미 발킨(Jeremy Balkin)은 자신의 혁신적인 '6E 패러다임'을 통해 금융이 어떻게 사회를 변화시킬 수 있는지 밝힙니다. 윤리적 투자가 실제로 전통적인 모델보다 더 나은 성과를 낼 수 있을까요? 월스트리트의 도덕적 나침반이 당신을 놀라게 할지도 모릅니다.

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임팩트 투자로 세상을 바꾸는 법의 같은 아이디어를 담았습니다. 나에게 맞는 목소리, 깊이, 속도를 고르고 언제든 바꿔 보세요.

1장

Redefining Finance: Where Profit Meets Purpose

The collapse of Lehman Brothers on September 15, 2008, wasn't just a financial catastrophe-it was a moral failure that exposed the ethical bankruptcy at the heart of Wall Street. While I slept peacefully under the stars in the Negev Desert that night, completely disconnected from civilization, the global financial system was imploding. The aftermath would reveal that twelve of America's thirteen most important financial institutions stood at the brink of failure. This wasn't merely a financial crisis but a morality crisis that would reshape our understanding of capitalism itself. Jeremy K. Balkin's "Investing with Impact" has become required reading at top business schools worldwide, with luminaries like Richard Branson praising its vision for ethical finance. The book's central premise-that making money and doing good aren't mutually exclusive-has influenced a generation of financial professionals seeking to restore trust in an industry that lost its moral compass. As we'll discover, the path forward isn't about abandoning capitalism but reclaiming its essence as a force for human flourishing.

2장

The Moral Bankruptcy Behind the Financial Crisis

The 2008 financial crisis revealed a profound failure of human morality rather than a systemic breakdown. People misused institutional power in reckless pursuit of greed, causing disastrous socioeconomic consequences that will take a generation to overcome. Banks symbolize trust-the foundation of our social contract, democracy, and financial system-making their ethical failures particularly devastating. This trust was systematically eroded through practices like predatory lending, deliberately complex financial instruments, and the knowing sale of toxic assets to unsuspecting investors. While ethical lapses occurred across industries-from scientists manipulating climate data to media phone-hacking scandals-finance became the visible scapegoat because its collapse affected everyone. The visible face of this failure was Richard Fuld, who collected $484 million while leading Lehman Brothers to bankruptcy, becoming a symbol of Wall Street's disconnect from Main Street. Other examples included Angelo Mozilo of Countrywide Financial, who made hundreds of millions while his company's subprime mortgages contributed significantly to the housing crisis, and AIG executives who received $165 million in bonuses after a $170 billion government bailout. Seven years after the crisis, the world hadn't fully recovered, and government responses often worsened problems. Despite $100+ billion in fines levied against financial institutions, not a single banker was personally indicted or jailed. Banking scandals persisted-cartel behavior, LIBOR-rigging, currency manipulation, gold market fixing-creating the perception of Wall Street's toxic culture. The LIBOR scandal alone affected financial products worth an estimated $350 trillion globally, demonstrating the massive scale of market manipulation. The industry's embedded culture remained too focused on short-term enrichment rather than societal value creation. Investment banks transformed from partnerships, where partners had personal liability, into public companies where risks were externalized to shareholders and taxpayers. The problem wasn't just rogue players but leadership failures in organizations that had become "too big to scale"-where size and complexity prevented leaders from effectively influencing ethical behavior. Compensation structures that rewarded short-term profits encouraged high-risk, unethical behavior, with some traders earning bonuses worth tens of millions for transactions that later proved destructive. The moral challenge facing finance isn't about creating new forms of capitalism-"inclusive capitalism," "conscious capitalism," or "capitalism 2.0"-because capitalism itself doesn't need repair. Human morality does. The system requires fundamental changes in how we measure success, reward behavior, and hold individuals accountable. This includes restructuring compensation to align with long-term value creation, strengthening personal liability for financial misconduct, and rebuilding a culture of fiduciary responsibility. Continued human development depends on restoring people to the core of the economic system and recognizing that financial institutions must serve society rather than exploit it.

들리는 모든 단어를 눈으로 확인하세요

임팩트 투자로 세상을 바꾸는 법의 각 단어가 오디오에 맞춰 실시간으로 강조되어 편하게 따라 읽을 수 있습니다.

3장

The Millennial Revolution in Finance

The millennial generation-103 million strong in America by 2020-has become a transformative force in the financial landscape, fundamentally reshaping our economic ecosystem through their distinct values and responses to unprecedented challenges. Unlike previous generations who consistently grew wealthier than their parents, millennials face a complex web of economic obstacles. Born between 1980-2000 and comprising 23.5% of the population, this generation came of age during the greatest financial crisis since the Great Depression, missing the wealth-building opportunities of pre-crisis boom times while inheriting its lasting consequences. The demographic transition presents a critical societal challenge with far-reaching implications. As 76 million baby boomers retire and require increasing financial support through Social Security and Medicare, millennials face persistent under/unemployment and stagnant wages in an increasingly automated economy. By 2030, there will be only two workers per retiree, down from 3.4 in 2000, creating unprecedented strain on social support systems. Without careful policy planning and intergenerational cooperation, this could potentially spark economic warfare between age groups competing for limited resources. Millennials have earned the sobering label of a "lost generation"-a term first applied to those who came of age during World War I's devastation. The statistics paint a stark picture: unemployment rates of 13.5% among younger millennials, nearly 300,000 college graduates working minimum wage jobs, and average student debt exceeding $37,000 per graduate. These challenges prompted Pope Francis to elevate youth unemployment from an economic to a moral crisis, declaring "We discard a whole generation to maintain an economic system that no longer endures." The impact extends beyond immediate financial hardship, delaying traditional life milestones like homeownership, marriage, and family formation. Despite these obstacles, millennials are channeling their frustration into constructive change rather than generational resentment. The Deloitte Millennial Survey 2014 revealed this generation's conviction that business success must be measured beyond profit margins, with societal improvement ranking as their highest priority. Companies like Warby Parker and TOMS have successfully demonstrated how business models can blend profitability with social impact, becoming role models for millennial entrepreneurs and investors. As this generation accumulates wealth and assumes leadership positions, their ethical framework is increasingly influencing corporate policies, investment strategies, and marketplace dynamics. Wall Street faces an adapt-or-decline ultimatum as millennials demand investment options aligned with their values. Traditional financial institutions must evolve beyond pure profit maximization to embrace environmental sustainability, social justice, and corporate responsibility. The stakes are enormous: over the next forty years, an unprecedented $41 trillion will transfer from baby boomers to millennials. This wealth transfer, combined with millennials' preference for sustainable and impact investing, is already driving the explosive growth of ESG (Environmental, Social, and Governance) funds and social impact bonds. Financial firms that fail to recognize and adapt to these changing priorities risk losing relevance with the largest generation in American history.

4장

Reclaiming Capitalism's Moral Foundation

Humans universally desire prosperity, expressed through the ethical philosophy of enlightened self-interest-"doing well by doing good." This fundamental drive manifests in entrepreneurs worldwide, from microfinance seekers in Bangladesh creating small textile businesses to Silicon Valley innovators developing breakthrough technologies. The internet has democratized innovation by providing unprecedented access to knowledge, markets, and opportunities, while free markets have democratized prosperity by creating pathways for upward mobility across social classes and geographic boundaries. Economic growth stands as the most powerful weapon against poverty, with World Bank research attributing 80% of poverty reduction directly to economic growth rather than redistribution programs. The period between 1981-2005 witnessed a remarkable transformation as strong economic growth lifted over one billion people from extreme poverty, reducing global poverty rates from 42% to 21%. This achievement represents the largest reduction in human suffering in history. Even notable aid advocates like U2's Bono have acknowledged that "entrepreneurial capitalism takes more people out of poverty than aid," marking a significant shift in development thinking. Free markets deliver both poverty reduction and higher living standards through multiple channels. The poorest citizens in economically free countries consistently enjoy better nutrition, higher caloric intake, and greater access to healthcare and education. Economic freedom strongly correlates with political freedom - 45 of 56 countries with GDP per capita exceeding $15,000 are functioning democracies. The Cato Institute's comprehensive research demonstrates that the top quartile of economically free nations achieve average per capita incomes of $36,446 compared to just $4,382 for the bottom quartile. Life expectancy differences are equally striking: 79.2 years versus 60.2 years respectively, highlighting capitalism's role in extending human life spans. Since the 2008 financial crisis, government expansion has increasingly crowded out private sector activity. The federal budget expanded from $2.98 trillion in 2008 to $3.72 trillion in 2013-a 25% increase with annual growth of 5.2%, nearly triple the inflation rate. This "crowding out effect" reduces private investment through higher borrowing costs and regulatory burden. Unlike government institutions, constrained by bureaucratic inefficiencies and short-term electoral considerations, the private sector can generate sustainable employment, drive innovation, and create lasting prosperity through market-driven solutions. Banking's fundamental purpose extends beyond profit-making to serve as society's primary mechanism for matching innovative ideas with capital and capital with promising ideas-a profoundly moral endeavor promoting human development and prosperity. Goldman Sachs CEO Lloyd Blankfein articulated this when noting that growing businesses create wealth, enabling job creation that generates further growth in a "virtuous cycle" of prosperity. When individuals remain central to the economic system with freedom to choose their economic destiny, capitalism becomes not just an efficient system but the greatest moral guarantor of human prosperity and dignity. This moral dimension of capitalism is evidenced in its ability to reward innovation, encourage cooperation across societies, and create opportunities for human flourishing.

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5장

The Impact Investment Revolution

Making money and doing good for society are symbiotic endeavors-you cannot successfully achieve one without the other. Impact investing, conceived at the 2007 Rockefeller Bellagio Conference, intentionally seeks both positive financial returns and measurable social impact. However, the term "impact investing" problematically implies only a subgroup of investments creates positive social impact, when in reality every investment has impact, whether positive or negative, on communities, environments, and economies. Impact investing represents a trillion-dollar frontier market waiting to be conquered by astute asset managers. While Morgan Stanley estimates over $3.07 trillion (1 in 8 dollars) of U.S. assets under management follow socially responsible strategies, the actual impact investing market remains between just $25-40 billion. This represents potential growth of 75-125 times. Leading firms like BlackRock, Vanguard, and State Street have already begun expanding their impact investment offerings, recognizing growing demand from institutional and retail investors alike. For impact investing to reach its full potential, it must tap into the vast mainstream capital markets-including the $18 trillion in U.S. pension assets and $31.9 trillion globally. Democratizing impact investment is essential for unlocking this potential, particularly by engaging retail pension holders who care deeply about social outcomes alongside returns. This includes developing accessible investment products, improving impact measurement standards, and creating clear frameworks for evaluating both financial and social returns. Success stories like renewable energy funds and affordable housing investments demonstrate how institutional-quality returns can align with positive social outcomes. The sustainability of impact investing depends on delivering positive financial returns. Unlike arbitrary negative screening approaches that can restrict investment universes and suppress returns, true impact investing seeks both profit and purpose. Smart investors recognize this paradigm shift, understanding that companies solving public policy challenges often generate superior financial returns through greater customer loyalty and sustainability of profits. Examples include Tesla's transformation of the electric vehicle market, Beyond Meat's disruption of the food industry, and microfinance institutions delivering both financial inclusion and attractive returns. Impact investing will transform Wall Street by revolutionizing how the finance industry is perceived. It provides the perfect rebuttal to critics of capitalism by demonstrating that markets can be powered by enlightened self-interest, delivering both financial returns to investors and positive social outcomes to society. This transformation is already visible in the rise of ESG integration, green bonds, and social impact bonds. Major financial institutions are creating dedicated impact divisions, while new platforms are emerging to facilitate direct impact investments. The movement is further strengthened by next-generation investors who increasingly demand their investments reflect their values while maintaining competitive returns. Successful impact investments across healthcare, education, clean energy, and financial inclusion are proving that market-rate returns and social impact are not mutually exclusive. As measurement tools and reporting standards mature, impact investing is positioned to become a mainstream investment approach rather than a niche strategy.

6장

The 6E Paradigm: A New Framework for Impact

The 6E Paradigm is a proprietary framework that takes a hexagonal approach to measuring both profit and social impact holistically. This investment strategy complements financial analysis by measuring impact across multiple dimensions and externalities, increasing transparency and investor confidence. By opening public equity markets to impact investing, this framework enables mainstream investors of any risk profile to positively influence capital allocation while appreciating the full impact of their investments. The 6E Paradigm objectively considers data and metrics across six dimensions of investment impact: 1. Economics focuses on calculating company share price value. Most investors evaluate stocks based exclusively on financial metrics, buying when they predict future valuation will exceed current price. 2. Employment measures direct and indirect job creation through investment. Successful firms view employees as vital partners rather than tradable commodities. The private sector, not government, drives sustainable economic growth and employment. 3. Empowerment measures the diversity of company stakeholders. Leadership sets corporate values that shape business culture, which drives behavior and ultimately outcomes. Research by McKinsey studying 180 public companies found firms in the top quartile of executive board diversity achieved 53% higher returns on equity and 14% higher earnings margins than those in the bottom quartile. 4. Education measures a company's investment in compliance and continuous improvement. Firms recognizing the importance of proactive professional development reap the benefits of a more productive, highly educated workforce with reduced risk of ethical malpractice. 5. Ethics concerns the moral principles governing company behavior. Corporate executives are custodians of reputation, and their ethical judgments guide organizational behavior. Companies with robust ethics codes and corporate social responsibility deliver greater measurable impact. 6. Environment concerns a company's planetary impact. Environmental measurements provide valuable comparative data across companies, industries, and time periods, helping stakeholders understand investment externalities like pollution, emissions, and resource depletion. Starbucks Corporation exemplifies balancing profitability with social consciousness across all dimensions of the 6E Paradigm. Since its 1992 NASDAQ listing, Starbucks' stock has risen over 12,300%, dramatically outperforming major indices while generating billions in profits, dividends, and taxes. The company offers benefits including discounted stock options and health coverage for dependents to employees working at least 20 hours weekly. Starbucks excels in diversity with a U.S. workforce comprising 63% women and 24% people of color, while its Supplier Diversity Program has doubled spending with minority-owned and women-owned businesses to $140 million since 2002. The company launched the Starbucks College Achievement Plan in 2014 that offers eligible employees scholarships for online degrees through Arizona State University. Starbucks maintains high ethical standards throughout its global supply chain, with 95.3% of its coffee ethically sourced by 2013. The company set an ambitious goal to make 100% of cups reusable or recyclable by 2015 and targeted 25% water consumption reduction in company-owned stores. According to the 6E Paradigm, Starbucks Corporation earns a six-star rating, demonstrating how a leading U.S. corporation can deliver positive social impact often underappreciated by capital markets and investors. This paradigm enables all capital allocators-from retail investors to sovereign wealth funds-to positively influence capital allocation.

들리는 모든 단어를 눈으로 확인하세요

임팩트 투자로 세상을 바꾸는 법의 각 단어가 오디오에 맞춰 실시간으로 강조되어 편하게 따라 읽을 수 있습니다.

7장

Finance as a Force for Global Good

Rather than being merely a stand-alone asset class, impact investing represents a transformative approach to capital allocation that can revolutionize the entire finance industry. Every investment carries potential for positive social impact, but certain asset classes deliver demonstrably greater benefits while generating financial returns at scale. From microfinance initiatives to large-scale infrastructure projects, the evidence shows that purposeful investing can create both financial value and societal progress. Approximately 2.5 billion people globally lack access to formal financial services, creating a massive opportunity for positive change. Bill Gates considers financial inclusion essential, describing it as a "breakthrough innovation" that allows the poor to seize control of their lives rather than merely manage them. This includes access to basic banking services, insurance products, and credit facilities that most take for granted. Financial inclusion should be considered a human right, with the entire financial services industry playing a key role in improving the world through innovations like mobile banking, microfinance institutions, and digital payment systems. Infrastructure investment creates clear social and economic value while having powerful multiplier effects on the broader economy. For every $1 billion invested in new infrastructure, approximately 18,000 jobs are created across various skill levels and sectors. Increasing infrastructure investment by 1 percent raises economic output by 0.4 percent in the same year and 1.5 percent in subsequent years through improved productivity and connectivity. Despite institutional investors managing approximately $50 trillion in assets, infrastructure investment remains severely underallocated, with pension funds dedicating just 0.8 percent to unlisted infrastructure equity. This represents a massive opportunity for both returns and impact. Social impact bonds represent an innovative financing mechanism that enables governments to pay for successful social programs based on measurable outcomes rather than upfront funding. Private investors provide the initial capital for programs addressing serious social problems like recidivism, homelessness, and youth unemployment. These investors are repaid with market returns only if the program achieves its predetermined objectives, creating alignment between financial returns and social impact. Successful examples include the Peterborough Prison Bond in the UK and various US initiatives targeting early childhood education. Philanthropy should be approached as a sophisticated asset class where capital allocators think like portfolio managers expecting returns-whether happiness, utility, or financial rewards. This accountability benefits both charities through clear performance metrics and donors through rigorous investment approaches. Modern philanthropic tools include donor-advised funds, venture philanthropy, and strategic giving platforms that enable more effective deployment of charitable capital. Investors wield tremendous power in the finance industry, comparable to voters in politics. By influencing capital allocation decisions, they can maximize the positive impact of free markets while generating competitive returns. Activist investors who purchase large quantities of public company stock can pressure management for positive change, often producing returns significantly higher than passive strategies. Examples include environmental initiatives, governance reforms, and social responsibility programs that have transformed major corporations while delivering superior shareholder value.

8장

The Future of Finance: People-Centered Prosperity

Freedom forms the moral foundation of our basic human rights, and capitalism serves as its economic metaphor-the greatest force for prosperity the world has known, lifting over a billion people from extreme poverty in just 25 years. This remarkable transformation is evident in countries like China, India, and Vietnam, where market reforms have created new middle classes. Today, 4.5 billion people believe in free market capitalism's superiority, recognizing its power to generate innovation, create opportunities, and improve living standards. Enlightened self-interest empowers people to choose paths benefiting themselves and others, fostering a virtuous cycle of economic growth and social development. Yet history shows that poor ethical judgment by financial leaders causes immense damage, as demonstrated by the 2008 financial crisis, which wiped out $15 trillion in household wealth. While global inequality between countries has decreased, inequality within countries has grown dramatically. In the United States, real wages haven't increased in fifty years due to government policy failures, automation, and technology replacing human labor. The top 1% now owns more wealth than the bottom 90% combined, creating social tensions and political instability. The banking and finance industry stands at the precipice of perhaps the most important philosophical shift in cultural values in human history. With global population expected to reach 9.6 billion by 2050, today's economic challenges will seem minor compared to future ones. Climate change, resource scarcity, and technological disruption will require innovative financial solutions and sustainable business models. Since government has proven incapable of generating sustainable wealth, the private sector must lead through enlightened corporations creating employment and positive social impact. Companies like Patagonia, Ben & Jerry's, and Tesla demonstrate how businesses can balance profit with purpose. The finance industry can serve as a vehicle for good by developing innovative impact investing products that unlock the stock market to measure social impact alongside financial returns. Green bonds, social impact bonds, and ESG-focused funds are already gaining traction. Millennials will fundamentally transform corporate America and Wall Street with their distinct values and priorities. By 2020, they'll comprise 36% of adults, 40% of voters, and half the workforce in America. With an estimated $41 trillion intergenerational wealth transfer coming, millennials-who value improving society above profits-will demand investments aligned with their values. Studies show that 86% of millennials are interested in sustainable investing, and 90% want their investments to reflect their values. The finance industry must lead this transformation now or miss a once-in-a-generation opportunity to improve the world. When financial inclusion reaches its peak, free markets can better facilitate talent and entrepreneurship globally, allowing finance to function as a force for good. Digital banking, mobile payments, and microfinance initiatives are already expanding access to financial services in developing nations. Financial inclusion expands the global economic pie, enabling infrastructure investment that raises living standards and generates sustainable prosperity. When we positively influence capital allocation, finance becomes a force for good, with free markets empowered by enlightened self-interest delivering unprecedented positive social impact. Success stories from Bangladesh's Grameen Bank to Kenya's M-PESA demonstrate how financial innovation can transform communities and create lasting economic change.

★★★★★

임팩트 투자로 세상을 바꾸는 법 완독을 축하합니다

100만 명 이상의 학습자가 사랑합니다

“23일째 매일 사용하고 있어요. 이제 제 일상의 한 부분이 되었습니다.”

jayallen

임팩트 투자로 세상을 바꾸는 법의 핵심 주제

ethical finance
impact investing
millennial wealth transfer
socially responsible capitalism
financial system morality

임팩트 투자로 세상을 바꾸는 법의 명언

This wasn't merely a financial crisis but a morality crisis.
Banks symbolize trust.
Human morality does.
Wall Street faces an adapt-or-decline ultimatum.
Humans universally desire to live a life of meaning.

임팩트 투자로 세상을 바꾸는 법의 등장인물

Jeremy K. BalkinAuthor and advocate for ethical finance
Richard FuldFormer CEO of Lehman Brothers
Angelo MoziloFormer CEO of Countrywide Financial

저자 소개

Investing with Impact: Why Finance is a Force for Good의 저자이자 수상 경력에 빛나는 제레미 K. 발킨(Jeremy K. Balkin)은 윤리적 뱅킹과 핀테크 혁신 분야에서 세계적으로 인정받는 권위자입니다. JP모건 체이스(JPMorgan Chase)에서 글로벌 핀테크 전략을 이끄는 고위 임원인 발킨은 20년 간의 금융 산업 경험과 자본주의를 사회적 선을 위한 엔진으로 변화시키겠다는 사명을 결합하고 있습니다. 그의 통찰력은 HSBC와 같은 주요 기관에서 디지털 결제 혁신을 주도하고, 유엔(UN)부터 삼성 미래기술협의회(Samsung Council for Emerging Technology)에 이르는 다양한 조직에 자문을 제공한 경험에서 비롯되었습니다.

찬사를 받은 후속작 Millennialization of Everything: How to Win When Millennials Rule the World를 포함한 발킨의 저작들은 글로벌 과제를 해결하는 데 있어 금융의 역할을 재정의합니다. 윤리적 뱅킹에 관한 그의 TED 강연은 25만 회 이상의 조회수를 기록하며 화제가 되었으며, 그는 다보스 포럼과 하버드 경영대학원 등에서 자주 기조 연설을 하고 있습니다. Investing with Impact는 2016년 액시엄 비즈니스 북 어워드(Axiom Business Book Awards) 기업 윤리 부문 금상을 수상하며, 수익과 목적을 일치시키고자 하는 전문가들의 필독서로서의 입지를 굳혔습니다.

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The intersection of psychology and finance reveals how our minds influence our financial decisions, often in ways we don't recognize. This learning plan helps anyone seeking to improve their financial outcomes by understanding the psychological patterns behind money behaviors, making it especially valuable for investors, financial planners, and individuals looking to improve their relationship with money.

4 h 44 m•4 섹션

학습 계획

The Boring Path to Wealth

Wealth creation is often less about brilliant stock picking and more about avoiding catastrophic mistakes and staying disciplined. This plan is designed for individuals seeking a reliable, low-stress strategy to achieve financial independence using proven index fund principles.

1 h 30 m•3 섹션

학습 계획

The Wealth Engine Strategy

This strategy is essential for entrepreneurs and business owners who want to transform their company into a high-value asset while securing personal financial independence. It bridges the gap between daily operations and long-term wealth creation through sophisticated capital management.

1 h 45 m•4 섹션

샌프란시스코에서 컬럼비아 대학교 동문들이 만들었습니다

LOVED BY

1,000,000+ curious minds.

4.7

avg rating

1M+ learners

"Instead of endless scrolling, I just hit play on BeFreed. It saves me so much time."

@Moemenn

"I never knew where to start with nonfiction—BeFreed’s book lists turned into podcasts gave me a clear path."

@Chloe, Solo founder, LA

117

"Perfect balance between learning and entertainment. Finished ‘Thinking, Fast and Slow’ on my commute this week."

@Raaaaaachelw

"Crazy how much I learned while walking the dog. BeFreed = small habits → big gains."

@Matt, YC alum

108

"Reading used to feel like a chore. Now it’s just part of my lifestyle."

@Erin, Investment Banking Associate , NYC

254

"Feels effortless compared to reading. I’ve finished 6 books this month already."

@djmikemoore

"BeFreed turned my guilty doomscrolling into something that feels productive and inspiring."

@Pitiful

4.5K

"BeFreed turned my commute into learning time. 20-min podcasts are perfect for finishing books I never had time for."

@SofiaP

"BeFreed replaced my podcast queue. Imagine Spotify for books — that’s it. 🙌"

@Jaded_Falcon

201

"It is great for me to learn something from the book without reading it."

@OojasSalunke

"The themed book list podcasts help me connect ideas across authors—like a guided audio journey."

@Leo, Law Student, UPenn

483

"Makes me feel smarter every time before going to work"

@Cashflowbubu

웹에서 BeFreed가 어떻게 논의되고 있는지 더 보기

샌프란시스코에서 컬럼비아 대학교 동문들이 만들었습니다

LOVED BY

1,000,000+ curious minds.

4.7

avg rating

1M+ learners

"Instead of endless scrolling, I just hit play on BeFreed. It saves me so much time."

@Moemenn

"I never knew where to start with nonfiction—BeFreed’s book lists turned into podcasts gave me a clear path."

@Chloe, Solo founder, LA

117

"Perfect balance between learning and entertainment. Finished ‘Thinking, Fast and Slow’ on my commute this week."

@Raaaaaachelw

"Crazy how much I learned while walking the dog. BeFreed = small habits → big gains."

@Matt, YC alum

108

"Reading used to feel like a chore. Now it’s just part of my lifestyle."

@Erin, Investment Banking Associate , NYC

254

"Feels effortless compared to reading. I’ve finished 6 books this month already."

@djmikemoore

"BeFreed turned my guilty doomscrolling into something that feels productive and inspiring."

@Pitiful

4.5K

"BeFreed turned my commute into learning time. 20-min podcasts are perfect for finishing books I never had time for."

@SofiaP

"BeFreed replaced my podcast queue. Imagine Spotify for books — that’s it. 🙌"

@Jaded_Falcon

201

"It is great for me to learn something from the book without reading it."

@OojasSalunke

"The themed book list podcasts help me connect ideas across authors—like a guided audio journey."

@Leo, Law Student, UPenn

483

"Makes me feel smarter every time before going to work"

@Cashflowbubu

"Instead of endless scrolling, I just hit play on BeFreed. It saves me so much time."

@Moemenn

"I never knew where to start with nonfiction—BeFreed’s book lists turned into podcasts gave me a clear path."

@Chloe, Solo founder, LA

117

"Perfect balance between learning and entertainment. Finished ‘Thinking, Fast and Slow’ on my commute this week."

@Raaaaaachelw

"Crazy how much I learned while walking the dog. BeFreed = small habits → big gains."

@Matt, YC alum

108

"Reading used to feel like a chore. Now it’s just part of my lifestyle."

@Erin, Investment Banking Associate , NYC

254

"Feels effortless compared to reading. I’ve finished 6 books this month already."

@djmikemoore

"BeFreed turned my guilty doomscrolling into something that feels productive and inspiring."

@Pitiful

4.5K

"BeFreed turned my commute into learning time. 20-min podcasts are perfect for finishing books I never had time for."

@SofiaP

"BeFreed replaced my podcast queue. Imagine Spotify for books — that’s it. 🙌"

@Jaded_Falcon

201

"It is great for me to learn something from the book without reading it."

@OojasSalunke

"The themed book list podcasts help me connect ideas across authors—like a guided audio journey."

@Leo, Law Student, UPenn

483

"Makes me feel smarter every time before going to work"

@Cashflowbubu

"Instead of endless scrolling, I just hit play on BeFreed. It saves me so much time."

@Moemenn

"I never knew where to start with nonfiction—BeFreed’s book lists turned into podcasts gave me a clear path."

@Chloe, Solo founder, LA

117

"Perfect balance between learning and entertainment. Finished ‘Thinking, Fast and Slow’ on my commute this week."

@Raaaaaachelw

"Crazy how much I learned while walking the dog. BeFreed = small habits → big gains."

@Matt, YC alum

108

"Reading used to feel like a chore. Now it’s just part of my lifestyle."

@Erin, Investment Banking Associate , NYC

254

"Feels effortless compared to reading. I’ve finished 6 books this month already."

@djmikemoore

"BeFreed turned my guilty doomscrolling into something that feels productive and inspiring."

@Pitiful

4.5K

"BeFreed turned my commute into learning time. 20-min podcasts are perfect for finishing books I never had time for."

@SofiaP

"BeFreed replaced my podcast queue. Imagine Spotify for books — that’s it. 🙌"

@Jaded_Falcon

201

"It is great for me to learn something from the book without reading it."

@OojasSalunke

"The themed book list podcasts help me connect ideas across authors—like a guided audio journey."

@Leo, Law Student, UPenn

483

"Makes me feel smarter every time before going to work"

@Cashflowbubu

웹에서 BeFreed가 어떻게 논의되고 있는지 더 보기

지금 바로 학습 여정을 시작하세요

6장

임팩트 투자로 세상을 바꾸는 법

개요임팩트 투자로 세상을 바꾸는 법 개요

한 권의 책, 다양한 듣기 방식.

Redefining Finance: Where Profit Meets Purpose

The Moral Bankruptcy Behind the Financial Crisis

들리는 모든 단어를 눈으로 확인하세요

The Millennial Revolution in Finance

Reclaiming Capitalism's Moral Foundation

임팩트 투자로 세상을 바꾸는 법에서 더 많은 것을 얻으세요

The Impact Investment Revolution

The 6E Paradigm: A New Framework for Impact

들리는 모든 단어를 눈으로 확인하세요

Finance as a Force for Global Good

The Future of Finance: People-Centered Prosperity

임팩트 투자로 세상을 바꾸는 법 완독을 축하합니다

임팩트 투자로 세상을 바꾸는 법의 핵심 주제

임팩트 투자로 세상을 바꾸는 법의 명언

임팩트 투자로 세상을 바꾸는 법의 등장인물

저자 소개

임팩트 투자로 세상을 바꾸는 법 요약 다운로드

다른 사용자들도 좋아한 책

이 책에 대한 FAQ

What is Investing With Impact by Jeremy K. Balkin about?

Who should read Investing With Impact?

Is Investing With Impact worth reading?

What are the main concepts in Investing With Impact?

이 학습 계획의 일부

Learn Philanthropic Cost-Benefit Analysis

더 알아보기

1,000,000+ curious minds.

1,000,000+ curious minds.

한 권의 책, 다양한 듣기 방식.

Redefining Finance: Where Profit Meets Purpose

The Moral Bankruptcy Behind the Financial Crisis

들리는 모든 단어를 눈으로 확인하세요

The Millennial Revolution in Finance

Reclaiming Capitalism's Moral Foundation

임팩트 투자로 세상을 바꾸는 법에서 더 많은 것을 얻으세요

The Impact Investment Revolution

The 6E Paradigm: A New Framework for Impact

들리는 모든 단어를 눈으로 확인하세요

Finance as a Force for Global Good

The Future of Finance: People-Centered Prosperity

임팩트 투자로 세상을 바꾸는 법 완독을 축하합니다

다른 사용자들도 좋아한 책

이 학습 계획의 일부

Learn Philanthropic Cost-Benefit Analysis

더 알아보기

임팩트 투자로 세상을 바꾸는 법 개요