Rachel Cruze author photo

Rachel Cruze

Rachel Cruze is a personal finance author and speaker who focuses on budgeting, debt avoidance, saving, and everyday money habits. Known for Love Your Life, Not Theirs and Know Yourself, Know Your Money, she has helped popularize practical financial education through books, media appearances, and her work with Ramsey Solutions.

Biografia e Percorso dell'Autore

Rachel Cruze’s public career grew out of a family story already shaped by financial collapse and recovery. As the daughter of Dave Ramsey, she grew up watching her parents rebuild after bankruptcy and construct what became Ramsey Solutions, absorbing early lessons about giving, saving and staying out of debt. At the same time, her own account of herself is important to understanding her voice: she was not naturally the stereotypical budget enthusiast, but a more free-spirited spender who had to learn discipline firsthand. That tension became central to her credibility. After earning a Bachelor of Arts in communication from the University of Tennessee, marrying Winston Cruze and starting a family, she joined Ramsey Solutions in 2010. ((https://www.ramseysolutions.com/rachel-cruze))

Mostra Di Più

Citazioni

quote
A budget doesn’t limit my freedom—it gives me freedom
-How to Change Your Money Mindset
quote
Giving is the most fun you can have with money
-How to Change Your Money Mindset
quote
If I don’t have the money, I don’t buy it
-How Contentment Can Make You Rich
quote
Contentment is being at peace with where you are
-How Contentment Can Make You Rich
quote
Patience is important in all areas of life. Have patience with your money too!
-What Is Afterpay?
quote
Retail therapy doesn’t fix your problems. It just distracts you from them for a bit
-Retail Therapy: Are Emotions Draining Your Wallet?
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It’s on you to tell your money where to go each month and then follow through with that plan
-Impulse Buying: What It Is and How to Stop
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You’re not just a teacher. You’re a life-changer
-The Teachers Who Change Everything
quote
Plain and simple, lifestyle creep is when your income goes up and your spending creeps right up to meet it
-What Is Lifestyle Creep?

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Voci della Community

"Rachel Cruze may be best known for her role as Dave Ramsey’s daughter, but she has become a star in her own right"

Forbes

"Rachel Cruze, a Ramsey Personality and the daughter of Dave Ramsey, is a financial expert and best-selling personal finance author in her own right"

AOL

"Personal finance expert and best-selling author Rachel Cruze joins us to dish out tips on managing money during the coronavirus crisis"

FOX 32 Chicago

"While Rachel Cruze stands in the shadow of her famous father, she is a financial expert in her own right"

Forbes

"Personal finance expert Rachel Cruze is a pro when it comes to budgeting"

GOBankingRates

"Personal finance expert and nationally recognized speaker and author Rachel Cruze joined Dave Davis with some back-to-school budgeting ideas"

News On 6

"Rachel Cruze is a personal finance expert and the author of Know Yourself, Know Your Money"

GOBankingRates

"Financial expert and podcast host Rachel Cruze gives advice on how to save money amid record-high inflation"

Fox Business

"Rachel Cruze, best-selling author and daughter of Dave Ramsey, joins Matt & Abby to spill money tips every couple needs to hear"

Matt & Abby

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