Rachel Cruze
Rachel Cruze is a personal finance author and speaker who focuses on budgeting, debt avoidance, saving, and everyday money habits. Known for Love Your Life, Not Theirs and Know Yourself, Know Your Money, she has helped popularize practical financial education through books, media appearances, and her work with Ramsey Solutions.
Biographie et Parcours de l'Auteur
Rachel Cruze’s public career grew out of a family story already shaped by financial collapse and recovery. As the daughter of Dave Ramsey, she grew up watching her parents rebuild after bankruptcy and construct what became Ramsey Solutions, absorbing early lessons about giving, saving and staying out of debt. At the same time, her own account of herself is important to understanding her voice: she was not naturally the stereotypical budget enthusiast, but a more free-spirited spender who had to learn discipline firsthand. That tension became central to her credibility. After earning a Bachelor of Arts in communication from the University of Tennessee, marrying Winston Cruze and starting a family, she joined Ramsey Solutions in 2010. ((https://www.ramseysolutions.com/rachel-cruze))
Citations
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Livres Populaires
Love your life not theirs
Rachel Cruze
Break free from comparison, achieve financial freedom, and live a life that aligns with your values.
Know Yourself, Know Your Money
Rachel Cruze
Uncover the psychology behind your money habits and learn practical steps to improve your financial decision-making and reach goals faster.
Smart money smart kids
Dave Ramsey & Rachel Cruze
Teach kids financial wisdom from basics to avoiding debt.
Love your life not theirs
Rachel Cruze
Break free from comparison, achieve financial freedom, and live a life that aligns with your values.
Know Yourself, Know Your Money
Rachel Cruze
Uncover the psychology behind your money habits and learn practical steps to improve your financial decision-making and reach goals faster.
Smart money smart kids
Dave Ramsey & Rachel Cruze
Teach kids financial wisdom from basics to avoiding debt.
Découvrir plus
How to be more frugal
This learning plan is essential for anyone feeling trapped by financial stress, living paycheck to paycheck, or wanting to take control of their financial future. It's particularly valuable for young professionals, families looking to reduce debt, or anyone seeking financial independence and the freedom that comes with intentional, frugal living. By combining mindset shifts with actionable strategies, this plan offers a comprehensive path from financial anxiety to empowered abundance.
Master Personal Finance From Scratch
Financial literacy is rarely taught in formal education, yet it's essential for achieving life goals and reducing stress. This learning plan provides a structured pathway from basic money management to advanced wealth-building strategies suitable for beginners and those looking to optimize their financial future.
Rewrite Your Money Script
Many people struggle with financial stress rooted in unconscious childhood programming rather than lack of math skills. This plan is ideal for individuals or couples looking to resolve money conflicts and build a healthier, more intentional psychological foundation for wealth.
The Science of Financial Abundance
This plan is essential for individuals who feel stuck despite their efforts, as it bridges the gap between psychological rewiring and practical financial execution. It is ideal for professionals and entrepreneurs looking to remove mental barriers and apply a scientific approach to achieving wealth.
The Unconventional Breakup Refactor
This plan is essential for anyone trapped in a cycle of post-breakup rumination and emotional distress. It provides a structured, systems-based approach to recovery for individuals seeking to reclaim their mental clarity and rebuild their lives after a significant loss.
The Quarter-Life Compass
This plan is designed for young professionals feeling stagnant or overwhelmed by the pressure of life-defining choices. It provides the psychological tools and practical frameworks needed to turn existential dread into a clear, actionable roadmap for the future.
The Billionaire Mindset: From Frustration to Manifestation
This plan is designed for ambitious professionals feeling stuck in their current career trajectory. It bridges the gap between emotional intelligence and strategic execution, making it essential for anyone ready to transition from frustration to high-level success.
Command your wealth and senses
This plan is essential for individuals seeking to bridge the gap between material success and spiritual mastery. It is designed for those who want to reclaim authority over their finances and physical vitality through targeted internal practices.
Voix de la Communauté
"Rachel Cruze may be best known for her role as Dave Ramsey’s daughter, but she has become a star in her own right"
— Forbes
"Rachel Cruze, a Ramsey Personality and the daughter of Dave Ramsey, is a financial expert and best-selling personal finance author in her own right"
— AOL
"Personal finance expert and best-selling author Rachel Cruze joins us to dish out tips on managing money during the coronavirus crisis"
— FOX 32 Chicago
"While Rachel Cruze stands in the shadow of her famous father, she is a financial expert in her own right"
— Forbes
"Personal finance expert Rachel Cruze is a pro when it comes to budgeting"
— GOBankingRates
"Personal finance expert and nationally recognized speaker and author Rachel Cruze joined Dave Davis with some back-to-school budgeting ideas"
— News On 6
"Rachel Cruze is a personal finance expert and the author of Know Yourself, Know Your Money"
— GOBankingRates
"Financial expert and podcast host Rachel Cruze gives advice on how to save money amid record-high inflation"
— Fox Business
"Rachel Cruze, best-selling author and daughter of Dave Ramsey, joins Matt & Abby to spill money tips every couple needs to hear"
— Matt & Abby
Cree par des anciens de Columbia University a San Francisco
"Instead of endless scrolling, I just hit play on BeFreed. It saves me so much time."
"I never knew where to start with nonfiction—BeFreed’s book lists turned into podcasts gave me a clear path."
"Perfect balance between learning and entertainment. Finished ‘Thinking, Fast and Slow’ on my commute this week."
"Crazy how much I learned while walking the dog. BeFreed = small habits → big gains."
"Reading used to feel like a chore. Now it’s just part of my lifestyle."
"Feels effortless compared to reading. I’ve finished 6 books this month already."
"BeFreed turned my guilty doomscrolling into something that feels productive and inspiring."
"BeFreed turned my commute into learning time. 20-min podcasts are perfect for finishing books I never had time for."
"BeFreed replaced my podcast queue. Imagine Spotify for books — that’s it. 🙌"
"It is great for me to learn something from the book without reading it."
"The themed book list podcasts help me connect ideas across authors—like a guided audio journey."
"Makes me feel smarter every time before going to work"
Cree par des anciens de Columbia University a San Francisco
"Instead of endless scrolling, I just hit play on BeFreed. It saves me so much time."
"I never knew where to start with nonfiction—BeFreed’s book lists turned into podcasts gave me a clear path."
"Perfect balance between learning and entertainment. Finished ‘Thinking, Fast and Slow’ on my commute this week."
"Crazy how much I learned while walking the dog. BeFreed = small habits → big gains."
"Reading used to feel like a chore. Now it’s just part of my lifestyle."
"Feels effortless compared to reading. I’ve finished 6 books this month already."
"BeFreed turned my guilty doomscrolling into something that feels productive and inspiring."
"BeFreed turned my commute into learning time. 20-min podcasts are perfect for finishing books I never had time for."
"BeFreed replaced my podcast queue. Imagine Spotify for books — that’s it. 🙌"
"It is great for me to learn something from the book without reading it."
"The themed book list podcasts help me connect ideas across authors—like a guided audio journey."
"Makes me feel smarter every time before going to work"
"Instead of endless scrolling, I just hit play on BeFreed. It saves me so much time."
"I never knew where to start with nonfiction—BeFreed’s book lists turned into podcasts gave me a clear path."
"Perfect balance between learning and entertainment. Finished ‘Thinking, Fast and Slow’ on my commute this week."
"Crazy how much I learned while walking the dog. BeFreed = small habits → big gains."
"Reading used to feel like a chore. Now it’s just part of my lifestyle."
"Feels effortless compared to reading. I’ve finished 6 books this month already."
"BeFreed turned my guilty doomscrolling into something that feels productive and inspiring."
"BeFreed turned my commute into learning time. 20-min podcasts are perfect for finishing books I never had time for."
"BeFreed replaced my podcast queue. Imagine Spotify for books — that’s it. 🙌"
"It is great for me to learn something from the book without reading it."
"The themed book list podcasts help me connect ideas across authors—like a guided audio journey."
"Makes me feel smarter every time before going to work"
"Instead of endless scrolling, I just hit play on BeFreed. It saves me so much time."
"I never knew where to start with nonfiction—BeFreed’s book lists turned into podcasts gave me a clear path."
"Perfect balance between learning and entertainment. Finished ‘Thinking, Fast and Slow’ on my commute this week."
"Crazy how much I learned while walking the dog. BeFreed = small habits → big gains."
"Reading used to feel like a chore. Now it’s just part of my lifestyle."
"Feels effortless compared to reading. I’ve finished 6 books this month already."
"BeFreed turned my guilty doomscrolling into something that feels productive and inspiring."
"BeFreed turned my commute into learning time. 20-min podcasts are perfect for finishing books I never had time for."
"BeFreed replaced my podcast queue. Imagine Spotify for books — that’s it. 🙌"
"It is great for me to learn something from the book without reading it."
"The themed book list podcasts help me connect ideas across authors—like a guided audio journey."
"Makes me feel smarter every time before going to work"
